Real Estate Investing in Baldwinsville, New York (13027)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Onondaga County • Population: 35,233 • Data updated: September 2026

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Should you buy in 13027 (Baldwinsville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Baldwinsville, NY (13027)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $344,933
Avg Monthly Rent $1,901
1% Rule ✗ Does Not Meet
Median Income $88,706
% Renters 29.9%

Market Analysis: 13027 Baldwinsville

ZIP 13027 inside Onondaga County looks affordable on the surface — median value of $345K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $345K asset, 13027 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 13027's metrics run below Onondaga County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 13027 includes headwinds that any investor should price in. Income distribution skews lower than Baldwinsville averages, and tenant stability requires active management.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Baldwinsville:

B Good
Buy Confidence Score: 76/100
Affordability
15/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+11.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,901/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Syracuse, NY Metro Area
Even conditions for buyers and sellers
23 days
Average time to sell
Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Syracuse, NY metro data
🏠

Property Strategy for 13027

Which property type performs best in this market?

Best for Cash Flow
1BR
6.6% cap rate
Best for Appreciation
1BR
+12.2% 5yr CAGR
Best Overall Value
5BR
$93,743/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $144,196 $1,320 6.6% +12.2% $144,196
2BR $215,282 $1,640 5.5% +11.0% $107,641
3BR $290,684 $1,990 4.9% +9.8% $96,895
4BR $420,625 $2,180 3.7% +10.2% $105,156
5BR $468,717 +10.1% $93,743

Market Trends

Home Value History (with trend line)

$361K$315K$268K$222K$176K$130KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,991$1,952$1,912$1,873$1,834$1,795Oct 2025Mar 2026Jul 2026

📊 How Does 13027 Compare?

Metric 13027 Baldwinsville Syracuse, NY New York
Home Value $344,933 $344,933 N/A $505,608
5-Year CAGR 9.3% 9.3% N/A 6.6%
Avg Rent $1,901 $1,901 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 13027? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13027 (Baldwinsville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+9.3%
Strong

📉 Market Crash Risk Index

Based on Syracuse, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
23 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $344,933
Monthly Rent $1,901
Price-to-Rent 15.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 13.6%

📈 Home Appreciation

1-Year +11.6% ▲
3-Year CAGR +9.1% ▲
5-Year CAGR +9.3% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+9.3%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13027

Population: 35,233

💰 Median Household Income
$88,706
This area
$88,706
State
$86,376
USA
$74,580
🏠 Renter Occupied
29.9%
This area
29.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-24.2%
USA
3.7%
🎓 College Educated
42.0%
This area
42.0%
State
4.2%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
3.0%
This area
3.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 91.3%
Other/Mixed 5.8%
Hispanic/Latino 3.1%
Black/African American 1.6%
Asian 1.4%
👶 Under 18
23.4%
This area
23.4%
USA
22.0%
👴 65 and Over
18.0%
This area
18.0%
USA
17.3%
📊 Poverty Rate
6.3%
This area
6.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13027

A Avg School Grade
8 Schools
14.9:1 Avg Class Size
$27,469 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CATHERINE M MCNAMARA ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
507 Students
👨‍🏫
14.8:1 Class Size
💰
$27,469 Per Student
A+ Excellent

DONALD S RAY SCHOOL

📚 06 – 07 Middle
👥
835 Students
👨‍🏫
13.2:1 Class Size
💰
$27,469 Per Student
A+ Excellent

THEODORE R DURGEE JUNIOR HIGH SCHOOL

📚 08 – 09 High School
👥
829 Students
👨‍🏫
12.3:1 Class Size
💰
$27,469 Per Student
A Very Good

HARRY E ELDEN ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
484 Students
👨‍🏫
15.8:1 Class Size
💰
$27,469 Per Student
A Very Good

L PEARL PALMER ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
482 Students
👨‍🏫
15.9:1 Class Size
💰
$27,469 Per Student
A Very Good

MAE E REYNOLDS SCHOOL

📚 Pre-K – 05 Elementary
👥
510 Students
👨‍🏫
15.6:1 Class Size
💰
$27,469 Per Student
A Very Good

VAN BUREN ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
510 Students
👨‍🏫
15.4:1 Class Size
💰
$27,469 Per Student
A Very Good

CHARLES W BAKER HIGH SCHOOL

📚 10 – 12 High School
👥
1,269 Students
👨‍🏫
16.2:1 Class Size
💰
$27,469 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,824 Off-Campus Students
D
Bryant & Stratton College-Syracuse North
471 students · 6.8 mi
D
National Tractor Trailer School Inc-Liverpool
282 students · 8.7 mi
C
Onondaga Cortland Madison BOCES
342 students · 10.7 mi
C
Continental School of Beauty Culture-Mattydale
145 students · 11.7 mi
C+
St. Joseph's College of Nursing
283 students · 13.3 mi
C+
Onondaga Community College
8,112 students · 13.9 mi
C+
Upstate Medical University
1,286 students · 14.2 mi
B
SUNY College of Environmental Science and Forestry
2,737 students · 14.5 mi

Investor Insight: With 1,824 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Baldwinsville, NY?

The median home value in Baldwinsville, NY is roughly $345K. That puts it reasonable relative to the NY statewide average.

Is it easy to find good tenants in Baldwinsville, NY?

Tenant demand in Baldwinsville, NY is solid. The local workforce $1,901/mo rents across most rental classes.

Can owner-occupants cash flow in Baldwinsville, NY?

Baldwinsville, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,901/mo rent level.

How do landlord-tenant laws work in Baldwinsville, NY?

NY ranks as a tenant-protective state for landlord-tenant law. Baldwinsville generally follows the statewide framework, so landlords face reasonable operating rules.

Is Baldwinsville, NY better for rentals, flips, or BRRRR?

Baldwinsville, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($345K prices, $1,901/mo rents) make it a reasonable choice.

You know 13027 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13027 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 13027 ranks in Syracuse, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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