Real Estate Investing in Richland, New York (13144)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13144 (Richland, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 44.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 22.5% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Richland, NY (13144)?
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Market Analysis: 13144 Richland
ZIP 13144 inside Oswego County looks affordable on the surface — median value of $158K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 13144 is substantial only for operators who understand what they are buying. A $158K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 13144's metrics run below Oswego County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 13144 ZIP's population of 1,105 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
New investors are better served looking at Richland's stable or hybrid ZIPs before stepping into 13144. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Richland:
Property Strategy for 13144
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $128,554 | $1,190 | 6.7% | +6.9% | $64,277 |
| 3BR | $173,117 | $1,460 | 6.1% | +7.2% | $57,706 |
| 4BR | $186,472 | $1,640 | 6.3% | +6.4% | $46,618 |
Market Trends
Home Value History (with trend line)
📊 How Does 13144 Compare?
| Metric | 13144 | Richland | Syracuse, NY | New York |
|---|---|---|---|---|
| Home Value | $158,357 | $158,357 | N/A | $505,608 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 6.6% |
| Avg Rent | $1,071 | $1,071 | N/A | - |
| Cap Rate | 5.3% | 5.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13144 (Richland, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $158,357 |
| Monthly Rent | $1,071 |
| Price-to-Rent | 12.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.1% |
| Cap Rate | 5.3% |
| 5-Year IRR | 12.1% |
📈 Home Appreciation
| 1-Year | +14.1% ▲ |
| 3-Year CAGR | +8.2% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13144
Population: 1,105
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Does Richland, NY make sense for an investment property?
Richland, NY rates 3.0/5 for investability. With median values at $158K and rents near $1,071/mo, the market offers reasonable fundamentals for rental investors.
What is the average monthly rent in Richland, NY?
Richland, NY rentals go for roughly $1,071/mo a month. That puts gross yield in solid territory relative to $158K acquisition costs.
Do rentals sit vacant long in Richland, NY?
Richland, NY carries elevated vacancy risk. Expect measured absorption at market rents of $1,071/mo.
Is Richland, NY landlord-friendly?
Richland, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
How strong is the working-renter base in Richland, NY?
Expect a solid tenant pool in Richland, NY. The rental market absorbs $1,071/mo rents without meaningful friction.
You know 13144 now. You don’t know where it ranks.
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How 13144 ranks in Syracuse, NY
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