Real Estate Investing in Medford, New York (11763)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Suffolk County • Population: 30,235 • Data updated: September 2026

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Should you buy in 11763 (Medford, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Medford, NY (11763)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $624,741
Avg Monthly Rent $2,806
1% Rule ✗ Does Not Meet
Median Income $111,296
% Renters 10.2%

Market Analysis: 11763 Medford

ZIP 11763 in Medford, NY carries a notable set of headwinds. Home values near $625K and rents of $2,806/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $625K asset, 11763 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Medford have seen price recovery that 11763 has not matched. Suffolk County data supports the view that the spread is structural rather than temporary.

The demographic picture in 11763 includes headwinds that any investor should price in. Income distribution skews lower than Medford averages, and tenant stability requires active management.

Strategically, 11763 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Medford:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+6.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,806/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 11763

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
3BR
+9.8% 5yr CAGR
Best Overall Value
5BR
$130,733/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $421,000 $2,920 5.0% +6.5% $210,500
3BR $562,011 $3,790 4.9% +9.8% $187,337
4BR $640,672 $4,010 4.5% +9.0% $160,168
5BR $653,666 +8.9% $130,733

Market Trends

Home Value History (with trend line)

$655K$567K$479K$391K$303K$215KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,923$2,888$2,853$2,818$2,783$2,748Oct 2025Mar 2026Jul 2026

📊 How Does 11763 Compare?

Metric 11763 Medford New York
Home Value $624,741 $624,741 $505,608
5-Year CAGR 6.7% 6.7% 6.6%
Avg Rent $2,806 $2,806 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 11763? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 11763 (Medford, NY). Anonymous, moderated, never written by AI.

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Property managers serving Suffolk County

Manage rentals here? List your business →

CXA Management provides property management services. summary from their website

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Eminent Properties Ltd is a property management company. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $624,741
Monthly Rent $2,806
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +6.6% ▲
3-Year CAGR +7.7% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 11763

Population: 30,235

💰 Median Household Income
$111,296
This area
$111,296
State
$86,376
USA
$74,580
🏠 Renter Occupied
10.2%
This area
10.2%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-24.2%
USA
3.7%
🎓 College Educated
26.5%
This area
26.5%
State
4.2%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
2.8%
This area
2.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 67.5%
Other/Mixed 20.0%
Hispanic/Latino 17.4%
Black/African American 10.1%
Asian 2.4%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
1.8%
This area
1.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 11763

A+ Avg School Grade
4 Schools
11.8:1 Avg Class Size
$26,559 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

EAGLE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
603 Students
👨‍🏫
11.4:1 Class Size
💰
$26,559 Per Student
A+ Excellent

OREGON MIDDLE SCHOOL

📚 06 – 08 Middle
👥
562 Students
👨‍🏫
11.3:1 Class Size
💰
$26,559 Per Student
A+ Excellent

TREMONT ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
471 Students
👨‍🏫
11.6:1 Class Size
💰
$26,559 Per Student
B+ Above Average

PATCHOGUE-MEDFORD HIGH SCHOOL

📚 09 – 12 High School
👥
2,453 Students
👨‍🏫
12.7:1 Class Size
💰
$26,559 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 2,927 Off-Campus Students
C
Suffolk County Community College
20,053 students · 4.2 mi
C
Eastern Suffolk BOCES
275 students · 8.1 mi
C+
Eastern Suffolk BOCES
31 students · 8.6 mi
B+
Stony Brook University
25,865 students · 9.5 mi
C
Access Careers-Islandia
314 students · 10.2 mi
C
New York Institute of Beauty
241 students · 10.9 mi
C+
Long Island Beauty School-Hauppauge
119 students · 11.4 mi

Investor Insight: With 2,927 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the median home value in Medford, NY?

Typical homes in Medford, NY go for around $625K. The 5-year CAGR of 0.0% measured price movement.

Are renters plentiful in Medford, NY?

Working renters make up the core of the Medford, NY tenant base. The pool is reasonable for investors targeting long-term holds.

Is Medford, NY landlord-friendly?

NY law tenant-protective for landlords, and Medford inherits those rules. Investors should still review local ordinances for rental licensing.

What is the typical vacancy rate in Medford, NY?

Medford, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Medford, NY a good market for FHA house hackers?

Medford, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,806/mo rent level.

You know 11763 now. You don’t know where it ranks.

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How 11763 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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