Real Estate Investing in Middle Island, New York (11953)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Suffolk County • Population: 13,383 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 11953 (Middle Island, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Middle Island, NY (11953)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $511,202
Avg Monthly Rent $2,862
1% Rule ✗ Does Not Meet
Median Income $89,802
% Renters 31.1%

Market Analysis: 11953 Middle Island

The 11953 ZIP in Middle Island, NY is a local-operator market. Outside capital chasing a $511K entry has to pair deep knowledge with the discount.

For an experienced owner, 11953 can be a an appealing option for hunting ground — but the discount at $511K reflects genuine risk that outside investors often underestimate.

ZIP 11953's metrics run below Suffolk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 11953 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 11953 is an operator game, not a passive one. In practical terms, entry prices of $511K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Middle Island:

C+ Average
Buy Confidence Score: 69/100
Affordability
10/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,862/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 11953

Which property type performs best in this market?

Best for Cash Flow
1BR
7.1% cap rate
Best for Appreciation
1BR
+13.4% 5yr CAGR
Best Overall Value
4BR
$152,912/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $226,265 $2,230 7.1% +13.4% $226,265
2BR $346,868 $2,580 5.4% +8.3% $173,434
3BR $530,916 $3,350 4.5% +9.5% $176,972
4BR $611,648 $3,540 4.2% +9.3% $152,912

Market Trends

Home Value History (with trend line)

$536K$464K$391K$318K$246K$173KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,903$2,894$2,885$2,877$2,868$2,859Oct 2025Mar 2026Jul 2026

📊 How Does 11953 Compare?

Metric 11953 Middle Island New York
Home Value $511,202 $511,202 $505,608
5-Year CAGR 7.6% 7.6% 6.6%
Avg Rent $2,862 $2,862 -
Cap Rate 4.4% 4.4% -
💡 Why Invest in 11953? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 11953 (Middle Island, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 11953 (Middle Island, NY)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Suffolk County

Manage rentals here? List your business →

CXA Management provides property management services. summary from their website

Unclaimed — is this your business? Claim it free

Eminent Properties Ltd is a property management company. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+7.6%
Strong

📊 Market Snapshot

Home Value $511,202
Monthly Rent $2,862
Price-to-Rent 14.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 12.0%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +7.6% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.6%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 11953

Population: 13,383

💰 Median Household Income
$89,802
This area
$89,802
State
$86,376
USA
$74,580
🏠 Renter Occupied
31.1%
This area
31.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-24.2%
USA
3.7%
🎓 College Educated
32.0%
This area
32.0%
State
4.2%
USA
33.7%
👤 Median Age
44.0 years
This area
44.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 76.7%
Black/African American 14.9%
Other/Mixed 7.5%
Hispanic/Latino 4.9%
Asian 0.9%
👶 Under 18
18.9%
This area
18.9%
USA
22.0%
👴 65 and Over
21.7%
This area
21.7%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 11953

A Avg School Grade
4 Schools
13.6:1 Avg Class Size
$29,258 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

WEST MIDDLE ISLAND SCHOOL

📚 K – 04 Elementary
👥
687 Students
👨‍🏫
13.7:1 Class Size
💰
$29,258 Per Student
A Very Good

LONGWOOD JUNIOR HIGH SCHOOL

📚 07 – 08 Middle
👥
1,336 Students
👨‍🏫
12.9:1 Class Size
💰
$29,258 Per Student
A Very Good

LONGWOOD MIDDLE SCHOOL

📚 05 – 06 School
👥
1,303 Students
👨‍🏫
14.6:1 Class Size
💰
$29,258 Per Student
B+ Above Average

LONGWOOD HIGH SCHOOL

📚 09 – 12 High School
👥
2,993 Students
👨‍🏫
13.3:1 Class Size
💰
$29,258 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

CORAM ELEMENTARY SCHOOL

📚 K – 04 Elementary
📍 61 CORAM-MT SINAI RD, CORAM
👥
959 Students
👨‍🏫
13.7:1 Class Size
💰
$29,258 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,928 Off-Campus Students
C
Suffolk County Community College
20,053 students · 6.1 mi
B+
Stony Brook University
25,865 students · 9.1 mi
C
Eastern Suffolk BOCES
275 students · 12.4 mi
C+
Eastern Suffolk BOCES
31 students · 12.8 mi
C
Access Careers-Islandia
314 students · 13.1 mi
C+
Long Island Beauty School-Hauppauge
119 students · 13.6 mi
C
New York Institute of Beauty
241 students · 13.7 mi
C+
Eastern Suffolk BOCES
9 students · 14.8 mi

Investor Insight: With 2,928 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Do landlords face vacancy issues in Middle Island, NY?

Rental vacancy in Middle Island, NY is elevated. Investors should budget normal turnover but not chronic empty units.

How strong is the working-renter base in Middle Island, NY?

Tenant demand in Middle Island, NY is solid. The local workforce $2,862/mo rents across most rental classes.

What is the typical rental rate in Middle Island, NY?

The typical rental in Middle Island, NY commands about $2,862/mo monthly. That rent profile even-keeled cash flow against the $511K purchase basis.

What is it like being a landlord in Middle Island, NY?

NY law tenant-protective for landlords, and Middle Island inherits those rules. Investors should still review local ordinances for rental licensing.

What approach is best for Middle Island, NY real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Middle Island, NY. The numbers - $511K homes against $2,862/mo rents - support that play.

You know 11953 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 11953 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 11953 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 11953 (Middle Island)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 11953 (Middle Island, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.