Real Estate Investing in Ridge, New York (11961)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Suffolk County • Population: 12,436 • Data updated: September 2026

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Should you buy in 11961 (Ridge, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.5% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Ridge, NY (11961)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $521,407
Avg Monthly Rent $3,580
1% Rule ✗ Does Not Meet
Median Income $85,916
% Renters 11.9%

Market Analysis: 11961 Ridge

Not every below-median market is a bargain. Ridge's 11961 ZIP comes in at signals that favor experienced operators who can absorb the risk $521K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 11961 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 11961's metrics run below Suffolk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 11961 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 11961 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ridge:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Rising (+6.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,580/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 11961

Which property type performs best in this market?

Best for Cash Flow
1BR
5.5% cap rate
Best for Appreciation
1BR
+11.1% 5yr CAGR
Best Overall Value
4BR
$170,537/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $265,668 $2,020 5.5% +11.1% $265,668
2BR $418,975 $2,330 4.0% +8.8% $209,487
3BR $556,916 $3,020 3.9% +9.4% $185,639
4BR $682,149 $3,240 3.4% +9.2% $170,537

Market Trends

Home Value History (with trend line)

$547K$472K$398K$323K$248K$173KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 11961 Compare?

Metric 11961 Ridge New York
Home Value $521,407 $521,407 $505,608
5-Year CAGR 6.8% 6.8% 6.6%
Avg Rent $3,580 $3,580 -
Cap Rate 5.4% 5.4% -
💡 Why Invest in 11961? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 11961 (Ridge, NY). Anonymous, moderated, never written by AI.

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Property managers serving Suffolk County

Manage rentals here? List your business →

CXA Management provides property management services. summary from their website

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Eminent Properties Ltd is a property management company. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
+6.8%
Strong

📊 Market Snapshot

Home Value $521,407
Monthly Rent $3,580
Price-to-Rent 12.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.2%
Cap Rate 5.4%
5-Year IRR 12.2%

📈 Home Appreciation

1-Year +6.1% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.5%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.8%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 11961

Population: 12,436

💰 Median Household Income
$85,916
This area
$85,916
State
$86,376
USA
$74,580
🏠 Renter Occupied
11.9%
This area
11.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-24.2%
USA
3.7%
🎓 College Educated
32.8%
This area
32.8%
State
4.2%
USA
33.7%
👤 Median Age
47.8 years
This area
47.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.5%
This area
8.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 89.4%
Other/Mixed 5.5%
Hispanic/Latino 4.3%
Black/African American 3.7%
Asian 1.4%
👶 Under 18
17.6%
This area
17.6%
USA
22.0%
👴 65 and Over
30.7%
This area
30.7%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 11961

A+ Avg School Grade
1 Schools
11.0:1 Avg Class Size
$29,258 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

RIDGE ELEMENTARY SCHOOL

📚 K – 04 Elementary
👥
703 Students
👨‍🏫
11.0:1 Class Size
💰
$29,258 Per Student

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

ALBERT G PRODELL MIDDLE SCHOOL

📚 06 – 08 Middle
📍 100 RANDALL RD, SHOREHAM
👥
445 Students
👨‍🏫
9.1:1 Class Size
💰
$36,670 Per Student
A+ Excellent

MILLER AVENUE SCHOOL

📚 K – 02 Elementary
📍 3 MILLER AVE, SHOREHAM
👥
420 Students
👨‍🏫
11.4:1 Class Size
💰
$36,670 Per Student
A+ Excellent

SHOREHAM-WADING RIVER HIGH SCHOOL

📚 09 – 12 High School
📍 250A RT 25A, SHOREHAM
👥
661 Students
👨‍🏫
10.6:1 Class Size
💰
$36,670 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 2,762 Off-Campus Students
C
Suffolk County Community College
20,053 students · 9.7 mi
C+
Eastern Suffolk BOCES
9 students · 11.2 mi
B+
Stony Brook University
25,865 students · 12.3 mi

Investor Insight: With 2,762 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much rent can I charge in Ridge, NY?

Rents in Ridge, NY run near $3,580/mo. Compared with median home prices of $521K that produces solid gross yields for typical rentals.

Is vacancy a concern in Ridge, NY?

Rental vacancy in Ridge, NY is elevated. Investors should budget normal turnover but not chronic empty units.

What kind of market is Ridge, NY for investors?

Our data puts Ridge, NY at 3.0/5 for investability. Home prices of $521K and rents around $3,580/mo create a solid backdrop for investor activity.

Does a duplex house hack pencil in Ridge, NY?

For house hackers, Ridge, NY is a challenging. The $3,580/mo rent on a unit helps defray the mortgage on a $521K property.

Does Ridge, NY favor landlords or tenants?

Rental owners in Ridge, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

You know 11961 now. You don’t know where it ranks.

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How 11961 ranks in New York-Newark-Jersey City, NY-NJ-PA

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