Real Estate Investing in Mount Sinai, New York (11766)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Suffolk County • Population: 11,481 • Data updated: September 2026

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Should you buy in 11766 (Mount Sinai, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mount Sinai, NY (11766)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $774,401
Avg Monthly Rent $3,492
1% Rule ✗ Does Not Meet
Median Income $146,042
% Renters 2.3%

Market Analysis: 11766 Mount Sinai

Investors eyeing 11766 need to respect the fundamentals at play. Home values of $774K come alongside slower price movement and elevated management overhead.

For an experienced owner, 11766 can be a a solid fit for hunting ground — but the discount at $774K reflects genuine risk that outside investors often underestimate.

ZIP 11766's metrics run below Suffolk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A solid renter share of 2% in 11766 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Mount Sinai's stable or hybrid ZIPs before stepping into 11766. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Sinai:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,492/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 11766

Which property type performs best in this market?

Best for Cash Flow
3BR
5.2% cap rate
Best for Appreciation
5BR
+10.2% 5yr CAGR
Best Overall Value
5BR
$198,444/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $559,881 $3,880 5.0% +8.3% $279,941
3BR $702,225 $5,030 5.2% +7.8% $234,075
4BR $810,652 $5,320 4.7% +8.4% $202,663
5BR $992,222 +10.2% $198,444

Market Trends

Home Value History (with trend line)

$804K$719K$633K$548K$463K$378KJul 2006Jul 2016Jul 2026

📊 How Does 11766 Compare?

Metric 11766 Mount Sinai New York
Home Value $774,401 $774,401 $505,608
5-Year CAGR 5.9% 5.9% 6.6%
Avg Rent $3,492 $3,492 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 11766? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 11766 (Mount Sinai, NY). Anonymous, moderated, never written by AI.

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Property managers serving Suffolk County

Manage rentals here? List your business →

CXA Management provides property management services. summary from their website

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Eminent Properties Ltd is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $774,401
Monthly Rent $3,492
Price-to-Rent 18.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 11766

Population: 11,481

💰 Median Household Income
$146,042
This area
$146,042
State
$86,376
USA
$74,580
🏠 Renter Occupied
2.3%
This area
2.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-24.2%
USA
3.7%
🎓 College Educated
49.2%
This area
49.2%
State
4.2%
USA
33.7%
👤 Median Age
46.5 years
This area
46.5 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
4.0%
This area
4.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 88.0%
Other/Mixed 6.1%
Hispanic/Latino 4.4%
Asian 3.9%
Black/African American 2.0%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
26.0%
This area
26.0%
USA
17.3%
📊 Poverty Rate
1.1%
This area
1.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 11766

A+ Avg School Grade
3 Schools
12.2:1 Avg Class Size
$32,028 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

MOUNT SINAI MIDDLE SCHOOL

📚 05 – 08 School
👥
694 Students
👨‍🏫
11.2:1 Class Size
💰
$32,028 Per Student
A+ Excellent

ROBERT M GRABLE JR MOUNT SINAI HIGH SCHOOL

📚 09 – 12 High School
👥
700 Students
👨‍🏫
11.7:1 Class Size
💰
$32,028 Per Student
A+ Excellent

MOUNT SINAI ELEMENTARY SCHOOL

📚 K – 04 Elementary
👥
654 Students
👨‍🏫
13.6:1 Class Size
💰
$32,028 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

ANDREW MULLER PRIMARY SCHOOL

📚 K – 02 Elementary
📍 65 LOWER ROCKY PT RD, MILLER PLACE
👥
444 Students
👨‍🏫
10.2:1 Class Size
💰
$30,306 Per Student
A+ Excellent

EARL L VANDERMEULEN HIGH SCHOOL

📚 09 – 12 High School
📍 350 OLD POST RD, PORT JEFFERSON
👥
328 Students
👨‍🏫
8.7:1 Class Size
💰
$46,596 Per Student
A+ Excellent

NORTH COUNTRY ROAD SCHOOL

📚 06 – 08 Middle
📍 191 N COUNTRY RD, MILLER PLACE
👥
542 Students
👨‍🏫
10.6:1 Class Size
💰
$30,306 Per Student
A+ Excellent

NORWOOD AVENUE SCHOOL

📚 K – 03 Elementary
📍 290 NORWOOD AVE, PORT JEFFERSON STA
👥
305 Students
👨‍🏫
11.8:1 Class Size
💰
$31,162 Per Student
A+ Excellent

PORT JEFFERSON ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 500 SCRAGGY HILL RD, PORT JEFFERSON
👥
360 Students
👨‍🏫
10.4:1 Class Size
💰
$46,596 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 2,927 Off-Campus Students
B+
Stony Brook University
25,865 students · 5.6 mi
C
Suffolk County Community College
20,053 students · 6.4 mi
C+
Long Island Beauty School-Hauppauge
119 students · 12.1 mi
C
Access Careers-Islandia
314 students · 12.5 mi
C
New York Institute of Beauty
241 students · 12.9 mi
C+
Eastern Suffolk BOCES
31 students · 14.0 mi
C
Eastern Suffolk BOCES
275 students · 14.1 mi

Investor Insight: With 2,927 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How should investors approach Mount Sinai, NY?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Mount Sinai, NY. The numbers - $774K homes against $3,492/mo rents - support that play.

What is it like being a landlord in Mount Sinai, NY?

Mount Sinai, NY operates under NY law, which is tenant-protective overall for landlords. Expect measured treatment in typical lease and eviction cases.

How strong is Mount Sinai, NY for real estate investors?

Yes - Mount Sinai, NY a 3.0/5 investability score. With $774K home prices against $3,492/mo monthly rent, the market delivers a reasonable entry point for new investors.

How high is vacancy risk in Mount Sinai, NY?

Occupancy in Mount Sinai, NY runs reliable with elevated vacancy. Well-priced units at $3,492/mo lease on reasonable timelines.

Can I house hack in Mount Sinai, NY?

For house hackers, Mount Sinai, NY is a challenging. The $3,492/mo rent on a unit helps defray the mortgage on a $774K property.

You know 11766 now. You don’t know where it ranks.

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How 11766 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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