Real Estate Investing in Keyport, New Jersey (07735)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 19,203 • Data updated: September 2026

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Should you buy in 07735 (Keyport, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Keyport, NJ (07735)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $524,192
Avg Monthly Rent $2,442
1% Rule ✗ Does Not Meet
Median Income $93,839
% Renters 22.8%

Market Analysis: 07735 Keyport

Not every below-median market is a bargain. Keyport's 07735 ZIP records signals that favor experienced operators who can absorb the risk $524K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $524K asset, 07735 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 07735 among NJ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 07735 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 07735 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Keyport:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,442/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07735

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
3BR
+9.5% 5yr CAGR
Best Overall Value
5BR
$129,557/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $326,984 $1,660 3.7% +9.2% $326,984
2BR $414,535 $2,050 3.6% +9.3% $207,268
3BR $499,161 $2,650 3.8% +9.5% $166,387
4BR $581,008 $2,940 3.6% +9.3% $145,252
5BR $647,784 +9.3% $129,557

Market Trends

Home Value History (with trend line)

$549K$477K$405K$332K$260K$188KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,661$2,608$2,554$2,500$2,446$2,392Jul 2025Jan 2026Jul 2026

📊 How Does 07735 Compare?

Metric 07735 Keyport New Jersey
Home Value $524,192 $524,192 $559,826
5-Year CAGR 6.9% 6.9% 8.4%
Avg Rent $2,442 $2,442 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 07735? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07735 (Keyport, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $524,192
Monthly Rent $2,442
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR +7.0% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07735

Population: 19,203

💰 Median Household Income
$93,839
This area
$93,839
State
$113,906
USA
$74,580
🏠 Renter Occupied
22.8%
This area
22.8%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-9.5%
USA
3.7%
🎓 College Educated
31.2%
This area
31.2%
State
25.9%
USA
33.7%
👤 Median Age
44.8 years
This area
44.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.6%
This area
6.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 77.2%
Other/Mixed 13.4%
Hispanic/Latino 10.1%
Black/African American 6.3%
Asian 3.1%
👶 Under 18
17.5%
This area
17.5%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
1.2%
This area
1.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07735

A+ Avg School Grade
4 Schools
11.5:1 Avg Class Size
$27,695 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Keyport Central School

📚 Pre-K – 08 School
👥
616 Students
👨‍🏫
9.0:1 Class Size
💰
$27,993 Per Student
A+ Excellent

Keyport High School

📚 09 – 12 High School
👥
375 Students
👨‍🏫
11.9:1 Class Size
💰
$27,993 Per Student
A+ Excellent

Memorial School

📚 Pre-K – 08 School
👥
606 Students
👨‍🏫
11.5:1 Class Size
💰
$30,290 Per Student
A+ Excellent

Leroy Gordon Cooper Elementary School

📚 K – 05 Elementary
👥
216 Students
👨‍🏫
13.6:1 Class Size
💰
$24,504 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Cliffwood Elementary School

📚 Pre-K – 03 Elementary
📍 422 CLIFFWOOD AVENUE, CLIFFWOOD
👥
369 Students
👨‍🏫
10.3:1 Class Size
💰
$26,967 Per Student
A+ Excellent

Hazlet Middle School

📚 07 – 08 Middle
📍 1639 UNION AVENUE, HAZLET
👥
389 Students
👨‍🏫
10.9:1 Class Size
💰
$25,630 Per Student
A+ Excellent

Matawan-Aberdeen Middle School

📚 06 – 08 Middle
📍 469 MATAWAN AVENUE, CLIFFWOOD
👥
795 Students
👨‍🏫
9.2:1 Class Size
💰
$26,967 Per Student
A+ Excellent

Beers Street School

📚 05 – 06 School
📍 610 BEERS STREET, HAZLET
👥
212 Students
👨‍🏫
9.4:1 Class Size
💰
$25,630 Per Student
A+ Excellent

Lillian Drive School

📚 01 – 04 Elementary
📍 28 LILLIAN DRIVE, HAZLET
👥
260 Students
👨‍🏫
11.3:1 Class Size
💰
$25,630 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,648 Off-Campus Students
C
Yeshiva Gedolah of Cliffwood
55 students · 1.1 mi
D
Universal Training Institute
133 students · 5.9 mi
C
Torah Temimah Talmudical Seminary
73 students · 8.3 mi
C
Brookdale Community College
9,916 students · 8.8 mi
C+
Middlesex College
11,471 students · 9.7 mi
C
American Institute of Alternative Medicine
32 students · 9.7 mi
D
DeVry University-New Jersey
74 students · 9.9 mi
C
Lincoln Technical Institute-Iselin
586 students · 9.9 mi

Investor Insight: With 5,648 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How expensive is real estate in Keyport, NJ?

The median home value in Keyport, NJ is roughly $524K. That puts it reasonable relative to the NJ statewide average.

How deep is the rental pool in Keyport, NJ?

The tenant pool in Keyport, NJ is solid, supported by local employment and population fundamentals. Rents of $2,442/mo are well-absorbed by the market.

How much rent can I charge in Keyport, NJ?

Rents in Keyport, NJ run near $2,442/mo. Compared with median home prices of $524K that produces solid gross yields for typical rentals.

Can I house hack in Keyport, NJ?

Keyport, NJ offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,442/mo rent level.

Which investment style suits Keyport, NJ?

A careful cash-flow rentals with hands-on management strategy Keyport, NJ best. The market produces measured results for that approach at the $524K price point.

You know 07735 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 07735 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 07735 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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