Real Estate Investing in Port Monmouth, New Jersey (07758)
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Should you buy in 07758 (Port Monmouth, NJ)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 35.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Port Monmouth, NJ (07758)?
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Market Analysis: 07758 Port Monmouth
This part of Monmouth County is not an easy win. The 07758 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
From an investor standpoint, the numbers look inviting — $638K purchase price, 0.0% nominal cap — the work to hit that pro forma in 07758 is substantial and deserves full respect.
The gap between 07758 and stronger Port Monmouth ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 07758 ZIP's population of 4,230 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
The right play in 07758 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Port Monmouth:
Property Strategy for 07758
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $449,650 | $1,660 | 2.7% | +8.6% | $224,825 |
| 3BR | $564,773 | $2,170 | 2.8% | — | $188,258 |
| 4BR | $685,847 | $2,400 | 2.5% | — | $171,462 |
| 5BR | $698,282 | — | — | +9.4% | $139,656 |
Market Trends
Home Value History (with trend line)
📊 How Does 07758 Compare?
| Metric | 07758 | Port Monmouth | New Jersey |
|---|---|---|---|
| Home Value | $638,455 | $638,455 | $559,826 |
| 5-Year CAGR | 7.4% | 7.4% | 8.4% |
| Avg Rent | $1,494 | $1,494 | - |
| Cap Rate | 1.8% | 1.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07758 (Port Monmouth, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $638,455 |
| Monthly Rent | $1,494 |
| Price-to-Rent | 35.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.8% |
| Cap Rate | 1.8% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +8.3% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07758
Population: 4,230
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07758
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Bayshore Middle School
Bayview Elementary School
Harmony Elementary School
Joseph C. Caruso School
Middletown Village Elementary School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,379 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What type of investing works in Port Monmouth, NJ?
Investors usually favor careful cash-flow rentals with hands-on management in Port Monmouth, NJ. With home values at $638K and rents near $1,494/mo, other strategies can work but produce measured rather than outsized returns.
Are there empty rentals in Port Monmouth, NJ?
Vacancy in Port Monmouth, NJ is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,494/mo.
Should investors consider Port Monmouth, NJ?
With a 3.0/5 investability score, Port Monmouth, NJ ranks as a solid market for rental property investors. Median prices of $638K and rents of $1,494/mo drive the underlying numbers.
Is rental property easy to operate in Port Monmouth, NJ?
The landlord environment in Port Monmouth, NJ is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
What is the typical renter like in Port Monmouth, NJ?
Port Monmouth, NJ offers a steady renter base at the $1,494/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 07758 now. You don’t know where it ranks.
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How 07758 ranks in New York-Newark-Jersey City, NY-NJ-PA
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