Real Estate Investing in Keansburg, New Jersey (07734)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 13,188 • Data updated: September 2026

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Should you buy in 07734 (Keansburg, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.7% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Keansburg, NJ (07734)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $426,817
Avg Monthly Rent $2,500
1% Rule ✗ Does Not Meet
Median Income $84,508
% Renters 39.6%

Market Analysis: 07734 Keansburg

ZIP 07734 in Keansburg, NJ carries a healthy set of headwinds. Home values near $427K and rents of $2,500/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $427K asset, 07734 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within NJ, ZIP 07734 trails on several market indicators that neighboring Monmouth County submarkets outperform. The gap is real and solid enough to shape underwriting.

Who lives in 07734 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Keansburg's stable or hybrid ZIPs before stepping into 07734. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Keansburg:

C+ Average
Buy Confidence Score: 69/100
Affordability
10/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,500/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07734

Which property type performs best in this market?

Best for Cash Flow
1BR
5.4% cap rate
Best for Appreciation
1BR
+12.2% 5yr CAGR
Best Overall Value
5BR
$103,947/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $244,738 $1,830 5.4% +12.2% $244,738
2BR $325,908 $2,250 5.0% +11.8% $162,954
3BR $425,707 $2,940 5.0% +10.6% $141,902
4BR $483,204 $3,260 4.9% +10.3% $120,801
5BR $519,733 +10.6% $103,947

Market Trends

Home Value History (with trend line)

$448K$386K$325K$263K$201K$139KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,640$2,569$2,498$2,427$2,356$2,285Nov 2024Sep 2025Jul 2026

📊 How Does 07734 Compare?

Metric 07734 Keansburg New Jersey
Home Value $426,817 $426,817 $559,826
5-Year CAGR 7.4% 7.4% 8.4%
Avg Rent $2,500 $2,500 -
Cap Rate 4.6% 4.6% -
💡 Why Invest in 07734? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07734 (Keansburg, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $426,817
Monthly Rent $2,500
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 12.0%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year -2.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.7%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07734

Population: 13,188

💰 Median Household Income
$84,508
This area
$84,508
State
$113,906
USA
$74,580
🏠 Renter Occupied
39.6%
This area
39.6%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-9.5%
USA
3.7%
🎓 College Educated
18.9%
This area
18.9%
State
25.9%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
10.7%
This area
10.7%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 74.0%
Other/Mixed 14.7%
Hispanic/Latino 11.8%
Black/African American 9.7%
Asian 1.5%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
10.3%
This area
10.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07734

A+ Avg School Grade
4 Schools
12.0:1 Avg Class Size
$29,063 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Joseph C. Caruso School

📚 K – 05 Elementary
👥
638 Students
👨‍🏫
10.8:1 Class Size
💰
$29,063 Per Student
A+ Excellent

Joseph R. Bolger Middle School

📚 06 – 08 Middle
👥
347 Students
👨‍🏫
13.5:1 Class Size
💰
$29,063 Per Student
A+ Excellent

Keansburg High School

📚 09 – 12 High School
👥
385 Students
👨‍🏫
12.3:1 Class Size
💰
$29,063 Per Student
A+ Excellent

Keansburg Early Learning Center

📚 Grade PK Elementary
👥
161 Students
👨‍🏫
11.5:1 Class Size
💰
$29,063 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Hazlet Middle School

📚 07 – 08 Middle
📍 1639 UNION AVENUE, HAZLET
👥
389 Students
👨‍🏫
10.9:1 Class Size
💰
$25,630 Per Student
A+ Excellent

Thorne Middle School

📚 06 – 08 Middle
📍 70 MURPHY ROAD, PORT MONMOUTH
👥
625 Students
👨‍🏫
10.1:1 Class Size
💰
$25,062 Per Student
A+ Excellent

Beers Street School

📚 05 – 06 School
📍 610 BEERS STREET, HAZLET
👥
212 Students
👨‍🏫
9.4:1 Class Size
💰
$25,630 Per Student
A+ Excellent

Lillian Drive School

📚 01 – 04 Elementary
📍 28 LILLIAN DRIVE, HAZLET
👥
260 Students
👨‍🏫
11.3:1 Class Size
💰
$25,630 Per Student
A+ Excellent

Raritan High School

📚 09 – 12 High School
📍 419 MIDDLE ROAD, HAZLET
👥
817 Students
👨‍🏫
12.0:1 Class Size
💰
$25,630 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,658 Off-Campus Students
C
Yeshiva Gedolah of Cliffwood
55 students · 4.7 mi
C
Torah Temimah Talmudical Seminary
73 students · 8.1 mi
C
Brookdale Community College
9,916 students · 8.2 mi
D
Universal Training Institute
133 students · 8.5 mi
C+
Paul Mitchell the School-NYC
75 students · 9.1 mi
C
Advantage Career Institute
149 students · 10.4 mi
B
College of Staten Island CUNY
10,736 students · 11.0 mi
D
St Paul's School of Nursing-Staten Island
661 students · 11.5 mi

Investor Insight: With 2,658 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Keansburg, NJ make sense for an investment property?

Keansburg, NJ shows an investability rating of 3.0/5, with median home values near $427K and average rents around $2,500/mo. That combination puts it in the substantial tier for investor interest.

What kind of tenants rent in Keansburg, NJ?

The renter base in Keansburg, NJ is reasonable for the $2,500/mo price point. Screening well and pricing to market typically yields measured tenants.

What do rentals go for in Keansburg, NJ?

Rents in Keansburg, NJ run near $2,500/mo. Compared with median home prices of $427K that produces solid gross yields for typical rentals.

How viable is house hacking in Keansburg, NJ?

Keansburg, NJ offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,500/mo rent level.

How high is vacancy risk in Keansburg, NJ?

Vacancy in Keansburg, NJ is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,500/mo.

You know 07734 now. You don’t know where it ranks.

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How 07734 ranks in New York-Newark-Jersey City, NY-NJ-PA

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