Real Estate Investing in Belford, New Jersey (07718)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07718 (Belford, NJ)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Belford, NJ (07718)?
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Market Analysis: 07718 Belford
Not every below-median market is a bargain. Belford's 07718 ZIP records signals that favor experienced operators who can absorb the risk $644K pricing implies.
In practical terms, the numbers look inviting — $644K purchase price, 0.0% nominal cap — the work to hit that pro forma in 07718 is substantial and deserves full respect.
On balance, 07718 offers a low basis, the region around Belford has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 07718 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 07718 is an operator game, not a passive one. On balance, entry prices of $644K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Belford:
Property Strategy for 07718
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $440,417 | $2,300 | 3.8% | +7.7% | $220,209 |
| 3BR | $593,650 | $3,010 | 3.7% | +9.2% | $197,883 |
| 4BR | $687,804 | $3,330 | 3.5% | — | $171,951 |
| 5BR | $759,160 | — | — | +8.4% | $151,832 |
Market Trends
Home Value History (with trend line)
📊 How Does 07718 Compare?
| Metric | 07718 | Belford | New Jersey |
|---|---|---|---|
| Home Value | $644,357 | $644,357 | $559,826 |
| 5-Year CAGR | 7.6% | 7.6% | 8.4% |
| Avg Rent | $2,070 | $2,070 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07718 (Belford, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $644,357 |
| Monthly Rent | $2,070 |
| Price-to-Rent | 25.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 10.1% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +8.0% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07718
Population: 7,057
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07718
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Bayshore Middle School
Harmony Elementary School
Middletown Village Elementary School
New Monmouth Elementary School
Thorne Middle School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,379 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Belford, NJ stack up for property investment?
Belford, NJ reflects an investability rating of 3.0/5, with median home values near $644K and average rents around $2,070/mo. That combination puts it in the significant tier for investor interest.
How strong is tenant demand in Belford, NJ?
Belford, NJ draws a predictable base of working renters. Demand at the $2,070/mo rent level is reasonable for standard single-family and small multi rentals.
Do landlords face vacancy issues in Belford, NJ?
Expect elevated vacancy in Belford, NJ. Rents at $2,070/mo are absorbed by the tenant base without meaningful lag.
What approach is best for Belford, NJ real estate?
The best-fit strategy in Belford, NJ is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How much is rent in Belford, NJ?
Belford, NJ rentals go for roughly $2,070/mo a month. That puts gross yield in solid territory relative to $644K acquisition costs.
You know 07718 now. You don’t know where it ranks.
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How 07718 ranks in New York-Newark-Jersey City, NY-NJ-PA
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