Real Estate Investing in Atlantic Highlands, New Jersey (07716)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 8,528 • Data updated: September 2026

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Should you buy in 07716 (Atlantic Highlands, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Atlantic Highlands, NJ (07716)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $853,221
Avg Monthly Rent $2,853
1% Rule ✗ Does Not Meet
Median Income $111,611
% Renters 33.4%

Market Analysis: 07716 Atlantic Highlands

This part of Monmouth County is not an easy win. The 07716 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 07716 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In practical terms, 07716 offers a low basis, the region around Atlantic Highlands has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 07716 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 07716 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Atlantic Highlands:

C+ Average
Buy Confidence Score: 62/100
Affordability
5/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.6× the median income
Value Trend
Rising (+8.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,853/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07716

Which property type performs best in this market?

Best for Cash Flow
3BR
3.1% cap rate
Best for Appreciation
5BR
+9.1% 5yr CAGR
Best Overall Value
4BR
$237,684/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $589,586 $2,430 3.0% +8.9% $294,793
3BR $738,502 $3,180 3.1% +8.4% $246,167
4BR $950,738 $3,520 2.7% +8.7% $237,684
5BR $1,263,157 +9.1% $252,631

Market Trends

Home Value History (with trend line)

$892K$779K$666K$552K$439K$326KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,083$2,963$2,843$2,723$2,603$2,483Oct 2025Mar 2026Jul 2026

📊 How Does 07716 Compare?

Metric 07716 Atlantic Highlands New Jersey
Home Value $853,221 $853,221 $559,826
5-Year CAGR 7.1% 7.1% 8.4%
Avg Rent $2,853 $2,853 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 07716? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07716 (Atlantic Highlands, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $853,221
Monthly Rent $2,853
Price-to-Rent 24.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +8.4% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07716

Population: 8,528

💰 Median Household Income
$111,611
This area
$111,611
State
$113,906
USA
$74,580
🏠 Renter Occupied
33.4%
This area
33.4%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-9.5%
USA
3.7%
🎓 College Educated
45.2%
This area
45.2%
State
25.9%
USA
33.7%
👤 Median Age
49.0 years
This area
49.0 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 92.1%
Other/Mixed 4.1%
Black/African American 2.9%
Hispanic/Latino 2.5%
Asian 0.9%
👶 Under 18
16.6%
This area
16.6%
USA
22.0%
👴 65 and Over
20.8%
This area
20.8%
USA
17.3%
📊 Poverty Rate
2.3%
This area
2.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07716

A+ Avg School Grade
2 Schools
9.0:1 Avg Class Size
$26,787 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Atlantic Highlands Elementary School

📚 Pre-K – 06 School
👥
245 Students
👨‍🏫
8.2:1 Class Size
💰
$28,512 Per Student
A+ Excellent

Navesink Elementary School

📚 K – 05 Elementary
👥
205 Students
👨‍🏫
9.8:1 Class Size
💰
$25,062 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Bayshore Middle School

📚 06 – 08 Middle
📍 834 LEONARDVILLE ROAD, LEONARDO
👥
541 Students
👨‍🏫
9.0:1 Class Size
💰
$25,062 Per Student
A+ Excellent

Bayview Elementary School

📚 K – 05 Elementary
📍 300 LEONARDVILLE ROAD, BELFORD
👥
337 Students
👨‍🏫
9.4:1 Class Size
💰
$25,062 Per Student
A+ Excellent

Deane-Porter Elementary School

📚 Pre-K – 03 Elementary
📍 50 BLACKPOINT ROAD, RUMSON
👥
394 Students
👨‍🏫
10.3:1 Class Size
💰
$41,691 Per Student
A+ Excellent

Forrestdale School

📚 04 – 08 School
📍 60 FORREST AVENUE, RUMSON
👥
525 Students
👨‍🏫
9.1:1 Class Size
💰
$41,691 Per Student
A+ Excellent

Knollwood School

📚 04 – 08 School
📍 224 HANCE ROAD, FAIR HAVEN
👥
504 Students
👨‍🏫
8.3:1 Class Size
💰
$25,451 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,618 Off-Campus Students
C
Advantage Career Institute
149 students · 6.7 mi
C
Brookdale Community College
9,916 students · 7.4 mi
C+
Monmouth University
4,981 students · 8.6 mi
C+
Medical Career Institute
162 students · 9.6 mi
C
Yeshiva Gedolah of Cliffwood
55 students · 10.3 mi
C+
Paul Mitchell the School-NYC
75 students · 12.5 mi
C
Torah Temimah Talmudical Seminary
73 students · 12.8 mi
C
CUNY Kingsborough Community College
19,070 students · 13.2 mi

Investor Insight: With 3,618 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What type of investing works in Atlantic Highlands, NJ?

Investors usually favor careful cash-flow rentals with hands-on management in Atlantic Highlands, NJ. With home values at $853K and rents near $2,853/mo, other strategies can work but produce stable rather than outsized returns.

Is Atlantic Highlands, NJ good for house hacking?

The house hack math a challenging in Atlantic Highlands, NJ. Owner-occupant buyers benefit from the $2,853/mo rents and $853K home values.

Do landlords face vacancy issues in Atlantic Highlands, NJ?

Rental vacancy in Atlantic Highlands, NJ is elevated. Investors should budget normal turnover but not chronic empty units.

How do home values compare in Atlantic Highlands, NJ?

Homes in Atlantic Highlands, NJ typically sell near $853K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

Is Atlantic Highlands in NJ worth investing in?

Investors tracking Atlantic Highlands, NJ will find a 3.0/5 rating supported by $853K median home values and $2,853/mo rents. That profile suits long-term holders targeting consistent returns.

You know 07716 now. You don’t know where it ranks.

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How 07716 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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