Real Estate Investing in Cliffwood, New Jersey (07721)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07721 (Cliffwood, NJ)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cliffwood, NJ (07721)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 07721 Cliffwood
ZIP 07721 in Cliffwood, NJ carries a sturdy set of headwinds. Home values near $525K and rents of $2,313/mo sit inside a market where underwriting has to be tight.
The investment case in 07721 is substantial only for operators who understand what they are buying. A $525K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 07721's metrics run below Monmouth County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Looking more closely, 4,445 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 07721 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Cliffwood:
Property Strategy for 07721
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $405,281 | $2,570 | 4.6% | +10.3% | $202,640 |
| 3BR | $542,201 | $3,360 | 4.5% | +10.3% | $180,734 |
| 4BR | $641,997 | $3,720 | 4.2% | +9.6% | $160,499 |
Market Trends
Home Value History (with trend line)
📊 How Does 07721 Compare?
| Metric | 07721 | Cliffwood | New Jersey |
|---|---|---|---|
| Home Value | $524,908 | $524,908 | $559,826 |
| 5-Year CAGR | 7.1% | 7.1% | 8.4% |
| Avg Rent | $2,313 | $2,313 | - |
| Cap Rate | 3.4% | 3.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07721 (Cliffwood, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $524,908 |
| Monthly Rent | $2,313 |
| Price-to-Rent | 18.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.4% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +5.0% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07721
Population: 4,445
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07721
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Keyport Central School
Keyport High School
Lloyd Road Elementary School
Memorial Elementary School
Memorial School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,648 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Can owner-occupants cash flow in Cliffwood, NJ?
For house hackers, Cliffwood, NJ is a challenging. The $2,313/mo rent on a unit helps defray the mortgage on a $525K property.
What kind of market is Cliffwood, NJ for investors?
The 3.0/5 investability rating in Cliffwood, NJ reflects its $525K prices and $2,313/mo rents. Investors generally consider it a solid option within NJ.
Are renters plentiful in Cliffwood, NJ?
Tenant demand in Cliffwood, NJ is solid. The local workforce $2,313/mo rents across most rental classes.
How landlord-friendly is Cliffwood, NJ?
For rental operators, Cliffwood, NJ rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
How much rent can I charge in Cliffwood, NJ?
The typical rental in Cliffwood, NJ commands about $2,313/mo monthly. That rent profile consistent cash flow against the $525K purchase basis.
You know 07721 now. You don’t know where it ranks.
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How 07721 ranks in New York-Newark-Jersey City, NY-NJ-PA
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