Real Estate Investing in Matawan, New Jersey (07747)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 32,246 • Data updated: September 2026

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Should you buy in 07747 (Matawan, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Matawan, NJ (07747)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $664,536
Avg Monthly Rent $2,606
1% Rule ✗ Does Not Meet
Median Income $123,183
% Renters 23.7%

Market Analysis: 07747 Matawan

ZIP 07747 in Matawan, NJ carries a significant set of headwinds. Home values near $665K and rents of $2,606/mo sit inside a market where underwriting has to be tight.

Rent of $2,606/mo on a $665K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 07747 sits below the stated 0.0% once reality is priced in.

The gap between 07747 and stronger Matawan ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 07747 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. durable returns are possible in 07747, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Matawan:

B Good
Buy Confidence Score: 71/100
Affordability
10/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,606/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07747

Which property type performs best in this market?

Best for Cash Flow
1BR
5.3% cap rate
Best for Appreciation
3BR
+10.0% 5yr CAGR
Best Overall Value
5BR
$162,154/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $281,747 $2,090 5.3% +9.2% $281,747
2BR $388,079 $2,590 4.8% +9.9% $194,040
3BR $623,202 $3,290 3.8% +10.0% $207,734
4BR $748,327 $3,640 3.5% +9.3% $187,082
5BR $810,772 +9.1% $162,154

Market Trends

Home Value History (with trend line)

$696K$605K$515K$425K$335K$245KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,658$2,508$2,359$2,209$2,060$1,910Apr 2022Jun 2024Jul 2026

📊 How Does 07747 Compare?

Metric 07747 Matawan New Jersey
Home Value $664,536 $664,536 $559,826
5-Year CAGR 7.6% 7.6% 8.4%
Avg Rent $2,606 $2,606 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 07747? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07747 (Matawan, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+7.6%
Strong

📊 Market Snapshot

Home Value $664,536
Monthly Rent $2,606
Price-to-Rent 21.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +6.8% ▲
5-Year CAGR +7.6% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year +3.9% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.6%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07747

Population: 32,246

💰 Median Household Income
$123,183
This area
$123,183
State
$113,906
USA
$74,580
🏠 Renter Occupied
23.7%
This area
23.7%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-9.5%
USA
3.7%
🎓 College Educated
49.6%
This area
49.6%
State
25.9%
USA
33.7%
👤 Median Age
42.2 years
This area
42.2 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
3.0%
This area
3.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 73.3%
Other/Mixed 10.6%
Asian 8.9%
Black/African American 7.2%
Hispanic/Latino 7.1%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
16.5%
This area
16.5%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07747

A+ Avg School Grade
7 Schools
11.9:1 Avg Class Size
$26,194 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Lloyd Road Elementary School

📚 04 – 05 Elementary
👥
528 Students
👨‍🏫
11.5:1 Class Size
💰
$26,967 Per Student
A+ Excellent

Cambridge Park Elementary School

📚 Pre-K – K Elementary
👥
266 Students
👨‍🏫
11.6:1 Class Size
💰
$26,967 Per Student
A+ Excellent

Cheesequake School

📚 Grade PK Elementary
👥
232 Students
👨‍🏫
10.1:1 Class Size
💰
$24,022 Per Student
A+ Excellent

Ravine Drive Elementary School

📚 Pre-K – 03 Elementary
👥
399 Students
👨‍🏫
12.5:1 Class Size
💰
$26,967 Per Student
A+ Excellent

Strathmore Elementary School

📚 Pre-K – 03 Elementary
👥
461 Students
👨‍🏫
12.4:1 Class Size
💰
$26,967 Per Student
A+ Excellent

Matawan Regional High School

📚 09 – 12 High School
👥
1,154 Students
👨‍🏫
11.9:1 Class Size
💰
$26,967 Per Student
B+ Above Average

Old Bridge High School

📚 09 – 12 High School
👥
2,637 Students
👨‍🏫
13.5:1 Class Size
💰
$24,504 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Cliffwood Elementary School

📚 Pre-K – 03 Elementary
📍 422 CLIFFWOOD AVENUE, CLIFFWOOD
👥
369 Students
👨‍🏫
10.3:1 Class Size
💰
$26,967 Per Student
A+ Excellent

Matawan-Aberdeen Middle School

📚 06 – 08 Middle
📍 469 MATAWAN AVENUE, CLIFFWOOD
👥
795 Students
👨‍🏫
9.2:1 Class Size
💰
$26,967 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,699 Off-Campus Students
C
Yeshiva Gedolah of Cliffwood
55 students · 2.5 mi
D
Universal Training Institute
133 students · 6.8 mi
C
American Institute of Alternative Medicine
32 students · 7.2 mi
C+
Middlesex College
11,471 students · 8.7 mi
C
Brookdale Community College
9,916 students · 8.8 mi
C
Rabbi Jacob Joseph School
96 students · 9.8 mi
C
MCVSD
63 students · 10.2 mi
D
DeVry University-New Jersey
74 students · 10.5 mi

Investor Insight: With 5,699 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Matawan, NJ?

Homes in Matawan, NJ typically sell near $665K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

Are renters plentiful in Matawan, NJ?

Tenant demand in Matawan, NJ is solid. The local workforce $2,606/mo rents across most rental classes.

What type of investing works in Matawan, NJ?

Matawan, NJ investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($665K prices, $2,606/mo rents) make it a reasonable choice.

Is Matawan, NJ a good place for real estate investing?

Matawan, NJ scores 3.0/5 for investability. Home values sit at $665K and rents near $2,606/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are rental rates like in Matawan, NJ?

Expect rents around $2,606/mo per month in Matawan, NJ. With home values at $665K, the yield math works out to reasonable levels for rental investors.

You know 07747 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 07747 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 07747 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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