Real Estate Investing in Hancock, Vermont (05748)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Addison County • Population: 485 • Data updated: September 2026

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Should you buy in 05748 (Hancock, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.1% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hancock, VT (05748)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $259,551
Avg Monthly Rent $1,143
1% Rule ✗ Does Not Meet
Median Income $69,623
% Renters 44.6%

Market Analysis: 05748 Hancock

This part of Addison County is not an easy win. The 05748 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 05748 can be a a credible choice for hunting ground — but the discount at $260K reflects genuine risk that outside investors often underestimate.

The gap between 05748 and stronger Hancock ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 05748 includes headwinds that any investor should price in. Income distribution skews lower than Hancock averages, and tenant stability requires active management.

New investors are better served looking at Hancock's stable or hybrid ZIPs before stepping into 05748. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hancock:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,143/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$262K$257K$251K$246K$240K$235KOct 2023Mar 2025Jul 2026

📊 How Does 05748 Compare?

Metric 05748 Hancock Vermont
Home Value $259,551 $259,551 $387,631
5-Year CAGR N/A N/A 6.4%
Avg Rent $1,143 $1,143 -
Cap Rate 3.4% 3.4% -
💡 Why Invest in 05748? Click to expand

A healthy rental market with 45% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05748 (Hancock, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.4%
Low

📊 Market Snapshot

Home Value $259,551
Monthly Rent $1,143
Price-to-Rent 18.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.1%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05748

Population: 485

💰 Median Household Income
$69,623
This area
$69,623
State
$75,625
USA
$74,580
🏠 Renter Occupied
44.6%
This area
44.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-24.2%
USA
3.7%
🎓 College Educated
34.0%
This area
34.0%
State
2.9%
USA
33.7%
👤 Median Age
31.4 years
This area
31.4 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
16.1%
This area
16.1%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 3.5%
Asian 1.0%
Hispanic/Latino 0.6%
👶 Under 18
21.3%
This area
21.3%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
B+
Middlebury College
2,857 students · 14.6 mi

Frequently Asked Questions

Are homes affordable in Hancock, VT?

Typical homes in Hancock, VT go for around $260K. The 5-year CAGR of 0.0% stable price movement.

What kind of tenants rent in Hancock, VT?

Tenant demand in Hancock, VT is solid. The local workforce $1,143/mo rents across most rental classes.

Is Hancock, VT a friendly market for rental owners?

Hancock, VT operates under VT law, which is balanced overall for landlords. Expect consistent treatment in typical lease and eviction cases.

Do rentals sit vacant long in Hancock, VT?

Hancock, VT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How much is rent in Hancock, VT?

Rental rates in Hancock, VT average $1,143/mo. Tenant demand and $260K home values make the yield look reasonable by investor standards.

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