Real Estate Investing in Jamaica, Vermont (05343)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windham County • Population: 1,003 • Data updated: September 2026

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Should you buy in 05343 (Jamaica, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 62.0% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jamaica, VT (05343)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $396,980
Avg Monthly Rent $1,305
1% Rule ✗ Does Not Meet
Median Income $66,932
% Renters 13.1%

Market Analysis: 05343 Jamaica

Not every below-median market is a bargain. Jamaica's 05343 ZIP posts signals that favor experienced operators who can absorb the risk $397K pricing implies.

Stepping back, the numbers look inviting — $397K purchase price, 0.0% nominal cap — the work to hit that pro forma in 05343 is substantial and deserves full respect.

Nearby ZIPs in Jamaica have seen price recovery that 05343 has not matched. Windham County data supports the view that the spread is structural rather than temporary.

Resident income in 05343 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Jamaica's stable or hybrid ZIPs before stepping into 05343. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jamaica:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.9× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,305/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$420K$376K$331K$287K$243K$198KJan 2012May 2019Jul 2026

📊 How Does 05343 Compare?

Metric 05343 Jamaica Vermont
Home Value $396,980 $396,980 $387,631
5-Year CAGR 3.7% 3.7% 6.4%
Avg Rent $1,305 $1,305 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 05343? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05343 (Jamaica, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $396,980
Monthly Rent $1,305
Price-to-Rent 25.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
62.0%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+3.7%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05343

Population: 1,003

💰 Median Household Income
$66,932
This area
$66,932
State
$75,625
USA
$74,580
🏠 Renter Occupied
13.1%
This area
13.1%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-24.2%
USA
3.7%
🎓 College Educated
29.4%
This area
29.4%
State
2.9%
USA
33.7%
👤 Median Age
47.6 years
This area
47.6 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
62.0%
This area
62.0%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Other/Mixed 2.1%
Black/African American 2.0%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
23.6%
This area
23.6%
USA
17.3%
📊 Poverty Rate
13.8%
This area
13.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05343

A Avg School Grade
1 Schools
8.5:1 Avg Class Size
$60,670 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Jamaica Village School

📚 Pre-K – 05 Elementary
👥
17 Students
👨‍🏫
8.5:1 Class Size
💰
$60,670 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How should investors approach Jamaica, VT?

Jamaica, VT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($397K prices, $1,305/mo rents) make it a reasonable choice.

What is the median home value in Jamaica, VT?

Homes in Jamaica, VT typically sell near $397K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

How strong are rents in Jamaica, VT?

Average rent in Jamaica, VT is approximately $1,305/mo per month. Against $397K home values that yields a reasonable rent-to-price ratio.

Are eviction rules reasonable in Jamaica, VT?

VT ranks as a balanced state for landlord-tenant law. Jamaica generally follows the statewide framework, so landlords face reasonable operating rules.

Is Jamaica, VT a good place for real estate investing?

Investors tracking Jamaica, VT will find a 3.0/5 rating supported by $397K median home values and $1,305/mo rents. That profile suits long-term holders targeting predictable returns.

You know 05343 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05343 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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