Real Estate Investing in Stratton, Vermont (05360)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windham County • Population: 364 • Data updated: September 2026

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Should you buy in 05360 (Stratton, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 64.5% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 34.1 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stratton, VT (05360)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $563,916
Avg Monthly Rent $1,377
1% Rule ✗ Does Not Meet
Median Income $75,000
% Renters 27.0%

Market Analysis: 05360 Stratton

This part of Windham County is not an easy win. The 05360 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $1,377/mo on a $564K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05360 sits below the stated 0.0% once reality is priced in.

Regionally, 05360 sits on the difficult end of the VT spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

The 05360 ZIP's population of 364 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Strategy in 05360 is an operator game, not a passive one. From a cash-flow lens, entry prices of $564K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stratton:

C Below Average
Buy Confidence Score: 53/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.5× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,377/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$589K$526K$464K$401K$338K$276KSep 2015Feb 2021Jul 2026

📊 How Does 05360 Compare?

Metric 05360 Stratton Vermont
Home Value $563,916 $563,916 $387,631
5-Year CAGR 4.9% 4.9% 6.4%
Avg Rent $1,377 $1,377 -
Cap Rate 1.9% 1.9% -
💡 Why Invest in 05360? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05360 (Stratton, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $563,916
Monthly Rent $1,377
Price-to-Rent 34.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
64.5%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.9%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05360

Population: 364

💰 Median Household Income
$75,000
This area
$75,000
State
$75,625
USA
$74,580
🏠 Renter Occupied
27.0%
This area
27.0%
State
19.3%
USA
34.0%
💼 Unemployment Rate
5.6%
This area
5.6%
State
-24.2%
USA
3.7%
🎓 College Educated
25.2%
This area
25.2%
State
2.9%
USA
33.7%
👤 Median Age
32.1 years
This area
32.1 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
64.5%
This area
64.5%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
10.5%
This area
10.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What kind of tenants rent in Stratton, VT?

Working renters make up the core of the Stratton, VT tenant base. The pool is reasonable for investors targeting long-term holds.

What investment strategy works best in Stratton, VT?

For Stratton, VT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What price range are homes in Stratton, VT?

Stratton, VT home values average about $564K. That price point suits investors targeting rentals with $1,377/mo in monthly income.

Is house hacking profitable in Stratton, VT?

Stratton, VT is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $564K price point reasonable to enter.

Are eviction rules reasonable in Stratton, VT?

VT law balanced for landlords, and Stratton inherits those rules. Investors should still review local ordinances for rental licensing.

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