Real Estate Investing in Wilmington, Vermont (05363)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05363 (Wilmington, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 63.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 30.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wilmington, VT (05363)?
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Market Analysis: 05363 Wilmington
The 05363 ZIP covers a section of Wilmington that demands careful diligence. Prices near $445K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $445K asset, 05363 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Wilmington have seen price recovery that 05363 has not matched. Windham County data supports the view that the spread is structural rather than temporary.
Resident income in 05363 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Wilmington:
Market Trends
Home Value History (with trend line)
📊 How Does 05363 Compare?
| Metric | 05363 | Wilmington | Bennington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $444,510 | $444,510 | N/A | $387,631 |
| 5-Year CAGR | 5.4% | 5.4% | N/A | 6.4% |
| Avg Rent | $1,215 | $1,215 | N/A | - |
| Cap Rate | 2.1% | 2.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05363 (Wilmington, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $444,510 |
| Monthly Rent | $1,215 |
| Price-to-Rent | 30.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.3% |
| Cap Rate | 2.1% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05363
Population: 2,008
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05363
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Wilmington, VT stack up for property investment?
Investors tracking Wilmington, VT will find a 3.0/5 rating supported by $445K median home values and $1,215/mo rents. That profile suits long-term holders targeting measured returns.
What are rental rates like in Wilmington, VT?
The typical rental in Wilmington, VT commands about $1,215/mo monthly. That rent profile measured cash flow against the $445K purchase basis.
How strict are landlord regulations in Wilmington, VT?
The landlord environment in Wilmington, VT is balanced. Statewide rules shape most day-to-day operations for rental owners.
Should investors worry about vacancy in Wilmington, VT?
Wilmington, VT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Can I house hack in Wilmington, VT?
House hacking in Wilmington, VT is reasonable to execute. Prices around $445K and rents of $1,215/mo solid owner-occupant economics.
You know 05363 now. You don’t know where it ranks.
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How 05363 ranks in Bennington, VT
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