Real Estate Investing in Halifax, Vermont (05358)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windham County • Population: 386 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05358 (Halifax, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 31.0% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Halifax, VT (05358)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $320,455
Avg Monthly Rent $1,278
1% Rule ✗ Does Not Meet
Median Income $59,044
% Renters 16.6%

Market Analysis: 05358 Halifax

Investors eyeing 05358 need to respect the fundamentals at play. Home values of $320K come alongside slower price movement and elevated management overhead.

For an experienced owner, 05358 can be a a viable market for hunting ground — but the discount at $320K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Halifax have seen price recovery that 05358 has not matched. Windham County data supports the view that the spread is structural rather than temporary.

A healthy renter share of 17% in 05358 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 05358 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Halifax:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,278/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$330K$321K$311K$302K$293K$284KNov 2023Mar 2025Jul 2026

📊 How Does 05358 Compare?

Metric 05358 Halifax Vermont
Home Value $320,455 $330,468 $387,631
5-Year CAGR N/A 4.4% 6.4%
Avg Rent $1,278 $1,211 -
Cap Rate 3.1% 2.9% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05358 (Halifax, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05358 (Halifax, VT)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
3.1%
Low

📊 Market Snapshot

Home Value $320,455
Monthly Rent $1,278
Price-to-Rent 20.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.0%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05358

Population: 386

💰 Median Household Income
$59,044
This area
$59,044
State
$75,625
USA
$74,580
🏠 Renter Occupied
16.6%
This area
16.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-24.2%
USA
3.7%
🎓 College Educated
36.8%
This area
36.8%
State
2.9%
USA
33.7%
👤 Median Age
34.8 years
This area
34.8 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
31.0%
This area
31.0%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Other/Mixed 4.2%
Asian 0.2%
👶 Under 18
26.8%
This area
26.8%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05358

A Avg School Grade
1 Schools
9.6:1 Avg Class Size
$34,941 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Halifax West School

📚 Pre-K – 08 School
👥
74 Students
👨‍🏫
9.6:1 Class Size
💰
$34,941 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 386 Off-Campus Students
C
SIT Graduate Institute
640 students · 11.6 mi
C
Greenfield Community College
1,544 students · 13.1 mi

Frequently Asked Questions

Are rents high in Halifax, VT?

Expect rents around $1,278/mo per month in Halifax, VT. With home values at $320K, the yield math works out to reasonable levels for rental investors.

Is the tenant base reliable in Halifax, VT?

Expect a solid tenant pool in Halifax, VT. The rental market absorbs $1,278/mo rents without meaningful friction.

Do landlords face vacancy issues in Halifax, VT?

Halifax, VT carries elevated vacancy risk. Expect consistent absorption at market rents of $1,278/mo.

Is house hacking profitable in Halifax, VT?

Halifax, VT offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,278/mo rent level.

Is Halifax, VT a smart market for rental property?

Halifax, VT scores 2.0/5 for investability. Home values sit at $320K and rents near $1,278/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 05358 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05358 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 05358 (Halifax)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05358 (Halifax, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.