Real Estate Investing in Shaftsbury, Vermont (05262)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bennington County • Population: 1,979 • Data updated: September 2026

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Should you buy in 05262 (Shaftsbury, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Shaftsbury, VT (05262)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $360,810
Avg Monthly Rent $1,332
1% Rule ✗ Does Not Meet
Median Income $101,741
% Renters 13.3%

Market Analysis: 05262 Shaftsbury

On balance, ZIP 05262 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $361K median. It rewards specialists, not generalists.

The 05262 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 05262 and stronger Shaftsbury ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A substantial renter share of 13% in 05262 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Shaftsbury's stable or hybrid ZIPs before stepping into 05262. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Shaftsbury:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,332/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Bennington, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bennington, VT metro data

Market Trends

Home Value History (with trend line)

$377K$332K$287K$242K$197K$152KJun 2006Jul 2016Jul 2026

📊 How Does 05262 Compare?

Metric 05262 Shaftsbury Bennington, VT Vermont
Home Value $360,810 $360,810 N/A $387,631
5-Year CAGR 5.3% 5.3% N/A 6.4%
Avg Rent $1,332 $1,332 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 05262? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05262 (Shaftsbury, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Bennington, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $360,810
Monthly Rent $1,332
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.8%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.3%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05262

Population: 1,979

💰 Median Household Income
$101,741
This area
$101,741
State
$75,625
USA
$74,580
🏠 Renter Occupied
13.3%
This area
13.3%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
43.9%
This area
43.9%
State
2.9%
USA
33.7%
👤 Median Age
49.6 years
This area
49.6 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
20.8%
This area
20.8%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 98.6%
Hispanic/Latino 1.4%
Other/Mixed 1.4%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
21.3%
This area
21.3%
USA
17.3%
📊 Poverty Rate
3.4%
This area
3.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05262

A Avg School Grade
1 Schools
11.9:1 Avg Class Size
$16,672 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Shaftsbury Elementary School

📚 Pre-K – 06 School
👥
236 Students
👨‍🏫
11.9:1 Class Size
💰
$16,672 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Bennington College
867 students · 7.2 mi

Frequently Asked Questions

Is housing expensive in Shaftsbury, VT?

Homes in Shaftsbury, VT typically sell near $361K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

How should investors approach Shaftsbury, VT?

The best-fit strategy in Shaftsbury, VT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Are renters plentiful in Shaftsbury, VT?

The renter base in Shaftsbury, VT is reasonable for the $1,332/mo price point. Screening well and pricing to market typically yields consistent tenants.

Is Shaftsbury, VT a good place for real estate investing?

Shaftsbury, VT rates 3.0/5 for investability. With median values at $361K and rents near $1,332/mo, the market offers reasonable fundamentals for rental investors.

Is rental property easy to operate in Shaftsbury, VT?

Shaftsbury, VT falls under VT landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

You know 05262 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05262 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05262 ranks in Bennington, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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