Real Estate Investing in Seabrook, New Hampshire (03874)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rockingham County • Population: 8,613 • Data updated: September 2026

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Should you buy in 03874 (Seabrook, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.2% of homes vacant — above national norms.

What’s happening in Seabrook, NH (03874)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $669,510
Avg Monthly Rent $2,400
1% Rule ✗ Does Not Meet
Median Income $85,767
% Renters 26.2%

Market Analysis: 03874 Seabrook

ZIP 03874 in Seabrook, NH carries a durable set of headwinds. Home values near $670K and rents of $2,400/mo sit inside a market where underwriting has to be tight.

Rent of $2,400/mo on a $670K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 03874 sits below the stated 0.0% once reality is priced in.

The gap between 03874 and stronger Seabrook ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 03874 ZIP's population of 8,613 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

Strategically, 03874 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seabrook:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.8× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,400/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 03874

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
5BR
+11.3% 5yr CAGR
Best Overall Value
4BR
$200,778/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $456,732 $2,560 4.0% +8.8% $228,366
3BR $635,659 $3,080 3.5% +8.7% $211,886
4BR $803,110 $3,390 3.0% +9.4% $200,778
5BR $1,105,758 +11.3% $221,152

Market Trends

Home Value History (with trend line)

$706K$604K$503K$402K$301K$199KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,401$2,397$2,394$2,390$2,386$2,382Jun 2026Jul 2026Jul 2026

📊 How Does 03874 Compare?

Metric 03874 Seabrook New Hampshire
Home Value $669,510 $669,510 $496,656
5-Year CAGR 6.1% 6.1% 9.6%
Avg Rent $2,400 $2,400 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 03874? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03874 (Seabrook, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $669,510
Monthly Rent $2,400
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.2%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03874

Population: 8,613

💰 Median Household Income
$85,767
This area
$85,767
State
$93,430
USA
$74,580
🏠 Renter Occupied
26.2%
This area
26.2%
State
18.9%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-6.0%
USA
3.7%
🎓 College Educated
23.5%
This area
23.5%
State
29.2%
USA
33.7%
👤 Median Age
50.4 years
This area
50.4 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
14.2%
This area
14.2%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 92.0%
Other/Mixed 5.5%
Black/African American 2.5%
Hispanic/Latino 2.0%
👶 Under 18
14.2%
This area
14.2%
USA
22.0%
👴 65 and Over
28.5%
This area
28.5%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03874

A+ Avg School Grade
2 Schools
11.1:1 Avg Class Size
$25,264 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Seabrook Elementary School

📚 Pre-K – 04 Elementary
👥
344 Students
👨‍🏫
11.1:1 Class Size
💰
$25,264 Per Student
A+ Excellent

Seabrook Middle School

📚 05 – 08 School
👥
301 Students
👨‍🏫
11.2:1 Class Size
💰
$25,264 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Salisbury Elementary

📚 Pre-K – 06 School
📍 100 Lafayette Rd., Salisbury
👥
401 Students
👨‍🏫
8.5:1 Class Size
💰
$25,829 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,053 Off-Campus Students
C
Northern Essex Community College
4,510 students · 11.4 mi
C
Great Bay Community College
1,440 students · 13.2 mi
C
Northpoint Bible College
128 students · 13.9 mi
C
Paul Mitchell the School-Portsmouth
61 students · 14.0 mi

Investor Insight: With 1,053 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical vacancy rate in Seabrook, NH?

Occupancy in Seabrook, NH runs stable with elevated vacancy. Well-priced units at $2,400/mo lease on reasonable timelines.

What type of investing works in Seabrook, NH?

A careful cash-flow rentals with hands-on management strategy Seabrook, NH best. The market produces consistent results for that approach at the $670K price point.

How landlord-friendly is Seabrook, NH?

The landlord environment in Seabrook, NH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How viable is house hacking in Seabrook, NH?

House hacking in Seabrook, NH is a challenging. With home values around $670K and rents at $2,400/mo, owner-occupants can offset a meaningful share of PITI.

Where do home prices stand in Seabrook, NH?

Seabrook, NH home values average about $670K. That price point suits investors targeting rentals with $2,400/mo in monthly income.

You know 03874 now. You don’t know where it ranks.

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How 03874 ranks in Boston-Cambridge-Newton, MA-NH

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