Real Estate Investing in Rye Beach, New Hampshire (03871)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rockingham County • Population: 459 • Data updated: September 2026

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Should you buy in 03871 (Rye Beach, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (15/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.2% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 120.7 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rye Beach, NH (03871)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

2.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $2,933,287
Avg Monthly Rent $2,025
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 5.2%

Market Analysis: 03871 Rye Beach

Not every below-median market is a bargain. Rye Beach's 03871 ZIP registers signals that favor experienced operators who can absorb the risk $2.9M pricing implies.

The investment case in 03871 is durable only for operators who understand what they are buying. A $2.9M median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Looking more closely, 03871 offers a low basis, the region around Rye Beach has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 03871 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rye Beach:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,025/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$3.1M$2.8M$2.6M$2.4M$2.2M$1.9MFeb 2022May 2024Jul 2026

📊 How Does 03871 Compare?

Metric 03871 Rye Beach New Hampshire
Home Value $2,933,287 $2,933,287 $496,656
5-Year CAGR N/A N/A 9.6%
Avg Rent $2,025 $2,025 -
Cap Rate 0.5% 0.5% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03871 (Rye Beach, NH). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
0.5%
Low

📊 Market Snapshot

Home Value $2,933,287
Monthly Rent $2,025
Price-to-Rent 120.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 0.8%
Cap Rate 0.5%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 0.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (0.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.2%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 03871

Population: 459

💰 Median Household Income
N/A
🏠 Renter Occupied
5.2%
This area
5.2%
State
18.9%
USA
34.0%
💼 Unemployment Rate
6.0%
This area
6.0%
State
-6.0%
USA
3.7%
🎓 College Educated
74.6%
This area
74.6%
State
29.2%
USA
33.7%
👤 Median Age
63.6 years
This area
63.6 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.2%
This area
18.2%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
5.9%
This area
5.9%
USA
22.0%
👴 65 and Over
44.4%
This area
44.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03871

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

North Hampton School

📚 Pre-K – 08 School
📍 201 Atlantic Ave., North Hampton
👥
270 Students
👨‍🏫
8.3:1 Class Size
💰
$30,804 Per Student
A+ Excellent

Rye Elementary School

📚 Pre-K – 04 Elementary
📍 461 Sagamore Rd., Rye
👥
209 Students
👨‍🏫
9.6:1 Class Size
💰
$45,148 Per Student
A+ Excellent

Rye Junior High School

📚 05 – 08 School
📍 501 Washington Rd., Rye
👥
191 Students
👨‍🏫
9.1:1 Class Size
💰
$45,148 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 869 Off-Campus Students
C
Great Bay Community College
1,440 students · 6.4 mi
C
Paul Mitchell the School-Portsmouth
61 students · 6.6 mi
B
University of New Hampshire-Main Campus
13,626 students · 13.4 mi

Investor Insight: With 869 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in Rye Beach, NH?

Rents in Rye Beach, NH run near $2,025/mo. Compared with median home prices of $2.9M that produces solid gross yields for typical rentals.

Are eviction rules reasonable in Rye Beach, NH?

Rye Beach, NH operates under NH law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

Is Rye Beach, NH better for rentals, flips, or BRRRR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Rye Beach, NH. The numbers - $2.9M homes against $2,025/mo rents - support that play.

Is Rye Beach, NH a good market for buy-and-hold investors?

Rye Beach, NH rates 2.0/5 for investability. With median values at $2.9M and rents near $2,025/mo, the market offers reasonable fundamentals for rental investors.

What is the tenant pool like in Rye Beach, NH?

Working renters make up the core of the Rye Beach, NH tenant base. The pool is reasonable for investors targeting long-term holds.

You know 03871 now. You don’t know where it ranks.

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How 03871 ranks in Boston-Cambridge-Newton, MA-NH

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Cash Flow → Appreciation → Affordable →
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