Real Estate Investing in Westborough, Massachusetts (01581)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Worcester County • Population: 21,591 • Data updated: September 2026

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Should you buy in 01581 (Westborough, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Westborough, MA (01581)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $743,092
Avg Monthly Rent $2,674
1% Rule ✗ Does Not Meet
Median Income $133,145
% Renters 39.1%

Market Analysis: 01581 Westborough

Investors eyeing 01581 need to respect the fundamentals at play. Home values of $743K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 01581 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Stepping back, 01581 offers a low basis, the region around Westborough has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 01581 ZIP's population of 21,591 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

The right play in 01581 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Westborough:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,674/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Worcester, MA-CT Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
10.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Worcester, MA-CT metro data
🏠

Property Strategy for 01581

Which property type performs best in this market?

Best for Cash Flow
1BR
4.1% cap rate
Best for Appreciation
1BR
+8.7% 5yr CAGR
Best Overall Value
3BR
$223,245/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $390,303 $2,240 4.1% +8.7% $390,303
2BR $549,499 $2,880 3.8% +7.4% $274,749
3BR $669,736 $3,570 3.8% +7.5% $223,245
4BR $950,846 $3,960 3.0% +8.0% $237,712
5BR $1,174,344 +8.2% $234,869

Market Trends

Home Value History (with trend line)

$784K$691K$599K$507K$415K$322KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,824$2,632$2,440$2,248$2,056$1,864Mar 2021Nov 2023Jul 2026

📊 How Does 01581 Compare?

Metric 01581 Westborough Worcester, MA-CT Massachusetts
Home Value $743,092 $743,092 N/A $645,115
5-Year CAGR 5.1% 5.1% N/A 7.0%
Avg Rent $2,674 $2,674 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 01581? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01581 (Westborough, MA). Anonymous, moderated, never written by AI.

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Property managers serving Worcester County

Manage rentals here? List your business →

Ruane Property Management LLC offers commercial and residential property management services. summary from their website

Commercial
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AP Services MA offers services to build, manage, and maintain properties. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $743,092
Monthly Rent $2,674
Price-to-Rent 23.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year +3.2% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +4.2% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.1%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01581

Population: 21,591

💰 Median Household Income
$133,145
This area
$133,145
State
$107,356
USA
$74,580
🏠 Renter Occupied
39.1%
This area
39.1%
State
28.1%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-8.0%
USA
3.7%
🎓 College Educated
68.8%
This area
68.8%
State
32.1%
USA
33.7%
👤 Median Age
38.9 years
This area
38.9 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 62.2%
Asian 26.9%
Other/Mixed 7.6%
Hispanic/Latino 5.2%
Black/African American 3.3%
👶 Under 18
25.4%
This area
25.4%
USA
22.0%
👴 65 and Over
14.9%
This area
14.9%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01581

B+ Avg School Grade
10 Schools
11.4:1 Avg Class Size
$33,617 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Annie E Fales

📚 K – 03 Elementary
👥
330 Students
👨‍🏫
10.9:1 Class Size
💰
$33,617 Per Student
A+ Excellent

Elsie A Hastings Elementary

📚 Pre-K – 03 Elementary
👥
491 Students
👨‍🏫
9.8:1 Class Size
💰
$33,617 Per Student
A+ Excellent

J Harding Armstrong

📚 K – 03 Elementary
👥
387 Students
👨‍🏫
11.9:1 Class Size
💰
$33,617 Per Student
A+ Excellent

Sarah W Gibbons Middle

📚 07 – 08 Middle
👥
601 Students
👨‍🏫
10.9:1 Class Size
💰
$33,617 Per Student
A+ Excellent

Mill Pond School

📚 04 – 06 School
👥
876 Students
👨‍🏫
11.9:1 Class Size
💰
$33,617 Per Student
A Very Good

Westborough High

📚 09 – 12 High School
👥
1,202 Students
👨‍🏫
13.1:1 Class Size
💰
$33,617 Per Student
C Below Average

Central Area

📚 Grade N Elementary Limited Data
C Below Average

East Area

📚 Grade N Elementary Limited Data
C Below Average

Southeast Area

📚 Grade N Elementary Limited Data
C Below Average

West Area

📚 Grade N Elementary Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,358 Off-Campus Students
C
Spa Tech Institute-Westboro
194 students · 1.7 mi
D
Blackstone Valley Vocational Regional School District
40 students · 7.2 mi
C
Assabet Valley Regional Technical School
48 students · 7.3 mi
C
University of Massachusetts Chan Medical School
1,394 students · 7.6 mi
C
Bancroft School of Massage Therapy
51 students · 8.4 mi
C+
Framingham State University
4,028 students · 9.2 mi
C
Quinsigamond Community College
6,930 students · 9.8 mi
C
Rob Roy Academy-Worcester
121 students · 9.9 mi

Investor Insight: With 2,358 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is housing expensive in Westborough, MA?

Typical homes in Westborough, MA go for around $743K. The 5-year CAGR of 0.0% even-keeled price movement.

How strong is the working-renter base in Westborough, MA?

Tenant quality in Westborough, MA ranks as solid. Landlords generally report even-keeled occupancy at market rents of $2,674/mo.

Are landlord laws favorable in Westborough, MA?

Westborough, MA falls under MA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

What do rentals go for in Westborough, MA?

Westborough, MA rentals go for roughly $2,674/mo a month. That puts gross yield in solid territory relative to $743K acquisition costs.

Does house hacking work in Westborough, MA?

The a challenging house-hack environment in Westborough, MA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 01581 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01581 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01581 ranks in Worcester, MA-CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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