Most Affordable ZIP Codes in Worcester, MA-CT (2026)

The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.

# ZIP City Home value Rent Cap rate 5-yr growth
1 01608 1% rule Worcester, MA $190,259 $1,953 8.01% 9.5%
2 06226 Willimantic, CT $280,122 $1,656 4.61% 7.9%
3 06256 Windham, CT $317,141 $1,863 4.58% 7.5%
4 06266 South Windham, CT $330,236 $1,809 4.27% 7.0%
5 06374 Plainfield, CT $345,924 $1,476 3.33% 7.1%
6 06280 Windham, CT $351,653 $2,169 4.81% 7.2%
7 01331 Athol, MA $354,442 $1,325 2.92% 6.7%
8 06260 Putnam, CT $356,683 $1,386 3.03% 7.7%
9 06239 Killingly, CT $361,599 $1,515 3.27% 7.3%
10 01083 Warren, MA $363,517 $1,521 3.26% 5.0%
11 06235 Chaplin, CT $372,592 $1,323 2.77% 8.0%
12 06354 Plainfield, CT $377,765 $1,422 2.94% 7.5%
13 01440 Gardner, MA $379,468 $1,565 3.22% 6.5%
14 01610 Worcester, MA $383,145 $2,128 4.33% 6.9%
15 06255 Thompson, CT $386,119 $1,296 2.62% 6.8%
16 01550 Southbridge, MA $387,375 $1,882 3.79% 6.2%
17 06264 Scotland, CT $388,974 $1,890 3.79% 6.7%
18 06241 Killingly, CT $389,870 $1,575 3.15% 6.8%
19 01607 Worcester, MA $397,675 $2,197 4.31% 6.2%
20 01535 North Brookfield, MA $398,491 $1,503 2.94% 5.0%
21 01368 Royalston, MA $401,063 $1,548 3.01% 5.5%
22 06377 Sterling, CT $401,872 $1,971 3.83% 7.3%
23 06247 Hampton, CT $401,978 $1,557 3.02% 7.7%
24 06278 Ashford, CT $402,231 $1,539 2.98% 7.3%
25 01031 Hardwick, MA $403,385 $1,440 2.78% 5.6%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →