Real Estate Investing in Southbridge, Massachusetts (01550)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Worcester County • Population: 17,806 • Data updated: September 2026

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Should you buy in 01550 (Southbridge, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Southbridge, MA (01550)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $387,375
Avg Monthly Rent $1,882
1% Rule ✗ Does Not Meet
Median Income $55,182
% Renters 56.2%

Market Analysis: 01550 Southbridge

The 01550 ZIP covers a section of Southbridge that demands careful diligence. Prices near $387K look accessible, but the work to make a deal cash flow is real.

The investment case in 01550 is solid only for operators who understand what they are buying. A $387K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader MA picture, 01550 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 01550 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 01550 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Southbridge:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,882/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Worcester, MA-CT Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
10.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Worcester, MA-CT metro data
🏠

Property Strategy for 01550

Which property type performs best in this market?

Best for Cash Flow
4BR
4.3% cap rate
Best for Appreciation
2BR
+9.8% 5yr CAGR
Best Overall Value
5BR
$84,843/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $310,817 $1,730 4.0% +9.8% $155,409
3BR $378,085 $2,140 4.1% +8.5% $126,028
4BR $395,777 $2,380 4.3% +8.6% $98,944
5BR $424,214 +9.3% $84,843

Market Trends

Home Value History (with trend line)

$407K$351K$295K$239K$184K$128KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,015$1,956$1,897$1,837$1,778$1,718Sep 2025Mar 2026Jul 2026

📊 How Does 01550 Compare?

Metric 01550 Southbridge Worcester, MA-CT Massachusetts
Home Value $387,375 $387,375 N/A $645,115
5-Year CAGR 6.2% 6.2% N/A 7.0%
Avg Rent $1,882 $1,882 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 01550? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

56% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01550 (Southbridge, MA). Anonymous, moderated, never written by AI.

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Property managers serving Worcester County

Manage rentals here? List your business →

Ruane Property Management LLC offers commercial and residential property management services. summary from their website

Commercial
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AP Services MA offers services to build, manage, and maintain properties. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $387,375
Monthly Rent $1,882
Price-to-Rent 17.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.2%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 01550

Population: 17,806

💰 Median Household Income
$55,182
This area
$55,182
State
$107,356
USA
$74,580
🏠 Renter Occupied
56.2%
This area
56.2%
State
28.1%
USA
34.0%
💼 Unemployment Rate
5.8%
This area
5.8%
State
-8.0%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
32.1%
USA
33.7%
👤 Median Age
38.6 years
This area
38.6 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 69.6%
Other/Mixed 24.3%
Hispanic/Latino 20.6%
Black/African American 4.9%
Asian 1.1%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
14.2%
This area
14.2%
USA
17.3%
📊 Poverty Rate
12.7%
This area
12.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01550

A+ Avg School Grade
6 Schools
10.2:1 Avg Class Size
$28,978 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Eastford Road

📚 Pre-K – 01 Elementary
👥
345 Students
👨‍🏫
11.1:1 Class Size
💰
$28,978 Per Student
A+ Excellent

Southbridge Middle School

📚 06 – 08 Middle
👥
428 Students
👨‍🏫
11.5:1 Class Size
💰
$28,978 Per Student
A+ Excellent

West Street

📚 01 – 05 Elementary
👥
328 Students
👨‍🏫
9.9:1 Class Size
💰
$28,978 Per Student
A+ Excellent

Charlton Street

📚 Pre-K – 05 Elementary
👥
283 Students
👨‍🏫
10.9:1 Class Size
💰
$28,978 Per Student
A+ Excellent

Southbridge High School

📚 09 – 12 High School
👥
465 Students
👨‍🏫
12.5:1 Class Size
💰
$28,978 Per Student
B+ Above Average

Southbridge Academy

📚 06 – 12 High School
👥
36 Students
👨‍🏫
5.1:1 Class Size
💰
$28,978 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 39 Off-Campus Students
C
Nichols College
1,354 students · 5.4 mi
D
Southern Worcester County Regional Vocational School District
39 students · 6.4 mi
D
Technology Learning Center
24 students · 7.9 mi

Frequently Asked Questions

What is the median home value in Southbridge, MA?

In Southbridge, MA the median home value sits at $387K. Against the broader MA market, that reads as reasonable for most investors.

What are vacancy rates like in Southbridge, MA?

Southbridge, MA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How strong is the working-renter base in Southbridge, MA?

Expect a solid tenant pool in Southbridge, MA. The rental market absorbs $1,882/mo rents without meaningful friction.

How strict are landlord regulations in Southbridge, MA?

The landlord environment in Southbridge, MA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Is real estate in Southbridge, MA a good investment right now?

The 3.0/5 investability rating in Southbridge, MA reflects its $387K prices and $1,882/mo rents. Investors generally consider it a solid option within MA.

You know 01550 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01550 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01550 ranks in Worcester, MA-CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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