Best ZIP Codes for Cash Flow in Worcester, MA-CT (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 01608 1% rule Worcester, MA $190,259 $1,953 8.01% 9.5%
2 06280 Windham, CT $351,653 $2,169 4.81% 7.2%
3 06226 Willimantic, CT $280,122 $1,656 4.61% 7.9%
4 06256 Windham, CT $317,141 $1,863 4.58% 7.5%
5 01501 Auburn, MA $474,627 $2,743 4.51% 5.5%
6 01610 Worcester, MA $383,145 $2,128 4.33% 6.9%
7 01607 Worcester, MA $397,675 $2,197 4.31% 6.2%
8 06266 South Windham, CT $330,236 $1,809 4.27% 7.0%
9 01605 Worcester, MA $453,193 $2,370 4.08% 5.7%
10 01606 Worcester, MA $447,915 $2,341 4.08% 5.4%
11 01603 Worcester, MA $404,688 $2,063 3.98% 5.8%
12 01430 Ashburnham, MA $466,750 $2,358 3.94% 5.7%
13 01602 Worcester, MA $461,509 $2,334 3.94% 5.9%
14 01604 Worcester, MA $430,385 $2,174 3.94% 5.9%
15 06277 Thompson, CT $411,468 $2,079 3.94% 7.6%
16 01520 Holden, MA $569,752 $2,819 3.86% 5.7%
17 06377 Sterling, CT $401,872 $1,971 3.83% 7.3%
18 01550 Southbridge, MA $387,375 $1,882 3.79% 6.2%
19 06264 Scotland, CT $388,974 $1,890 3.79% 6.7%
20 01510 Clinton, MA $458,442 $2,077 3.53% 5.5%
21 01527 Millbury, MA $512,265 $2,317 3.53% 6.0%
22 01536 Grafton, MA $579,464 $2,550 3.43% 6.4%
23 01420 Fitchburg, MA $408,981 $1,784 3.40% 6.7%
24 01757 Milford, MA $569,607 $2,436 3.34% 5.3%
25 06374 Plainfield, CT $345,924 $1,476 3.33% 7.1%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →