Best ZIP Codes for Cash Flow in Worcester, MA-CT (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 01608 1% rule | Worcester, MA | $190,259 | $1,953 | 8.01% | 9.5% |
| 2 | 06280 | Windham, CT | $351,653 | $2,169 | 4.81% | 7.2% |
| 3 | 06226 | Willimantic, CT | $280,122 | $1,656 | 4.61% | 7.9% |
| 4 | 06256 | Windham, CT | $317,141 | $1,863 | 4.58% | 7.5% |
| 5 | 01501 | Auburn, MA | $474,627 | $2,743 | 4.51% | 5.5% |
| 6 | 01610 | Worcester, MA | $383,145 | $2,128 | 4.33% | 6.9% |
| 7 | 01607 | Worcester, MA | $397,675 | $2,197 | 4.31% | 6.2% |
| 8 | 06266 | South Windham, CT | $330,236 | $1,809 | 4.27% | 7.0% |
| 9 | 01605 | Worcester, MA | $453,193 | $2,370 | 4.08% | 5.7% |
| 10 | 01606 | Worcester, MA | $447,915 | $2,341 | 4.08% | 5.4% |
| 11 | 01603 | Worcester, MA | $404,688 | $2,063 | 3.98% | 5.8% |
| 12 | 01430 | Ashburnham, MA | $466,750 | $2,358 | 3.94% | 5.7% |
| 13 | 01602 | Worcester, MA | $461,509 | $2,334 | 3.94% | 5.9% |
| 14 | 01604 | Worcester, MA | $430,385 | $2,174 | 3.94% | 5.9% |
| 15 | 06277 | Thompson, CT | $411,468 | $2,079 | 3.94% | 7.6% |
| 16 | 01520 | Holden, MA | $569,752 | $2,819 | 3.86% | 5.7% |
| 17 | 06377 | Sterling, CT | $401,872 | $1,971 | 3.83% | 7.3% |
| 18 | 01550 | Southbridge, MA | $387,375 | $1,882 | 3.79% | 6.2% |
| 19 | 06264 | Scotland, CT | $388,974 | $1,890 | 3.79% | 6.7% |
| 20 | 01510 | Clinton, MA | $458,442 | $2,077 | 3.53% | 5.5% |
| 21 | 01527 | Millbury, MA | $512,265 | $2,317 | 3.53% | 6.0% |
| 22 | 01536 | Grafton, MA | $579,464 | $2,550 | 3.43% | 6.4% |
| 23 | 01420 | Fitchburg, MA | $408,981 | $1,784 | 3.40% | 6.7% |
| 24 | 01757 | Milford, MA | $569,607 | $2,436 | 3.34% | 5.3% |
| 25 | 06374 | Plainfield, CT | $345,924 | $1,476 | 3.33% | 7.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Worcester, MA-CT · Affordable in Worcester, MA-CT
Or see the full Worcester, MA-CT metro profile.
