Real Estate Investing in Scotland, Connecticut (06264)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 06264 (Scotland, CT)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Scotland, CT (06264)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 06264 Scotland
The 06264 ZIP covers a section of Scotland that demands careful diligence. Prices near $389K look accessible, but the work to make a deal cash flow is real.
The investment case in 06264 is sturdy only for operators who understand what they are buying. A $389K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Within CT, ZIP 06264 trails on several market indicators that neighboring Windham County submarkets outperform. The gap is real and impressive enough to shape underwriting.
Demographically, 06264 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 06264 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Scotland:
Market Trends
Home Value History (with trend line)
📊 How Does 06264 Compare?
| Metric | 06264 | Scotland | Worcester, MA-CT | Connecticut |
|---|---|---|---|---|
| Home Value | $388,974 | $388,974 | N/A | $425,784 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 9.3% |
| Avg Rent | $1,890 | $1,890 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 06264 (Scotland, CT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $388,974 |
| Monthly Rent | $1,890 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +6.3% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 06264
Population: 214
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 06264
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Windham Center School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,010 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Scotland, CT?
Scotland, CT home values average about $389K. That price point suits investors targeting rentals with $1,890/mo in monthly income.
How deep is the rental pool in Scotland, CT?
Tenant quality in Scotland, CT ranks as solid. Landlords generally report consistent occupancy at market rents of $1,890/mo.
How much rent can I charge in Scotland, CT?
Investors in Scotland, CT typically see rents near $1,890/mo per month against $389K home values - a solid setup for rental cash flow.
Are eviction rules reasonable in Scotland, CT?
Landlord-friendliness in Scotland, CT is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How tight is the rental market in Scotland, CT?
Occupancy in Scotland, CT runs measured with elevated vacancy. Well-priced units at $1,890/mo lease on reasonable timelines.
You know 06264 now. You don’t know where it ranks.
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How 06264 ranks in Worcester, MA-CT
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