Best ZIP Codes for Cash Flow in Watertown-Fort Drum, NY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 13601 | Watertown, NY | $206,279 | $1,578 | 5.97% | 5.4% |
| 2 | 13665 | Natural Bridge, NY | $166,818 | $1,044 | 4.88% | 5.9% |
| 3 | 13659 | Lorraine, NY | $169,357 | $1,053 | 4.85% | 5.4% |
| 4 | 13608 | Antwerp, NY | $168,862 | $1,044 | 4.82% | 4.4% |
| 5 | 13616 | Calcium, NY | $224,337 | $1,278 | 4.44% | 5.2% |
| 6 | 13682 | Rodman, NY | $240,314 | $1,359 | 4.41% | 5.3% |
| 7 | 13638 | Carthage, NY | $186,577 | $1,044 | 4.36% | 6.3% |
| 8 | 13619 | Carthage, NY | $207,774 | $1,109 | 4.16% | 6.6% |
| 9 | 13673 | Philadelphia, NY | $204,466 | $1,071 | 4.09% | 4.5% |
| 10 | 13606 | Adams Center, NY | $236,871 | $1,224 | 4.03% | 4.9% |
| 11 | 13637 | Evans Mills, NY | $269,925 | $1,350 | 3.90% | 5.5% |
| 12 | 13656 | La Fargeville, NY | $208,934 | $1,044 | 3.90% | 4.1% |
| 13 | 13626 | Copenhagen, NY | $214,224 | $1,044 | 3.80% | 6.3% |
| 14 | 13691 | Theresa, NY | $216,963 | $1,044 | 3.75% | 5.2% |
| 15 | 13615 | Brownville, NY | $220,352 | $1,044 | 3.70% | 5.6% |
| 16 | 13661 | Mannsville, NY | $228,181 | $1,071 | 3.66% | 5.7% |
| 17 | 13685 | Sackets Harbor, NY | $303,630 | $1,413 | 3.63% | 6.9% |
| 18 | 13605 | Adams, NY | $224,993 | $1,044 | 3.62% | 4.7% |
| 19 | 13679 | Redwood, NY | $226,583 | $1,044 | 3.59% | 5.2% |
| 20 | 13624 | Clayton, NY | $329,665 | $1,450 | 3.43% | 7.7% |
| 21 | 13622 | Chaumont, NY | $266,303 | $1,152 | 3.37% | 8.4% |
| 22 | 13634 | Dexter, NY | $247,076 | $1,053 | 3.32% | 6.2% |
| 23 | 13612 | Black River, NY | $251,505 | $1,044 | 3.24% | 5.8% |
| 24 | 13618 | Cape Vincent, NY | $259,354 | $1,044 | 3.14% | 7.7% |
| 25 | 13693 | Three Mile Bay, NY | $274,725 | $1,062 | 3.02% | 9.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
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Appreciation in Watertown-Fort Drum, NY · Affordable in Watertown-Fort Drum, NY
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