Real Estate Investing in Chaumont, New York (13622)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13622 (Chaumont, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 42.7% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chaumont, NY (13622)?
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Market Analysis: 13622 Chaumont
ZIP 13622 in Chaumont, NY carries a healthy set of headwinds. Home values near $266K and rents of $1,152/mo sit inside a market where underwriting has to be tight.
The investment case in 13622 is healthy only for operators who understand what they are buying. A $266K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 13622 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
From a cash-flow lens, 2,100 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 13622 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Chaumont:
Property Strategy for 13622
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $222,769 | $1,280 | 4.1% | +10.2% | $111,384 |
| 3BR | $256,288 | $1,740 | 4.9% | +7.4% | $85,429 |
| 4BR | $269,568 | $2,130 | 5.7% | +7.7% | $67,392 |
Market Trends
Home Value History (with trend line)
📊 How Does 13622 Compare?
| Metric | 13622 | Chaumont | Watertown-Fort Drum, NY | New York |
|---|---|---|---|---|
| Home Value | $266,303 | $266,303 | N/A | $505,608 |
| 5-Year CAGR | 8.4% | 8.4% | N/A | 6.6% |
| Avg Rent | $1,152 | $1,152 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13622 (Chaumont, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $266,303 |
| Monthly Rent | $1,152 |
| Price-to-Rent | 19.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +12.7% ▲ |
| 3-Year CAGR | +7.6% ▲ |
| 5-Year CAGR | +8.4% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13622
Population: 2,100
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13622
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 630 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are renters plentiful in Chaumont, NY?
Expect a solid tenant pool in Chaumont, NY. The rental market absorbs $1,152/mo rents without meaningful friction.
How do landlord-tenant laws work in Chaumont, NY?
The landlord environment in Chaumont, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How expensive is real estate in Chaumont, NY?
In Chaumont, NY the median home value sits at $266K. Against the broader NY market, that reads as reasonable for most investors.
Which real estate strategy fits Chaumont, NY?
For Chaumont, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Does Chaumont, NY make sense for an investment property?
Yes - Chaumont, NY a 3.0/5 investability score. With $266K home prices against $1,152/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 13622 now. You don’t know where it ranks.
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How 13622 ranks in Watertown-Fort Drum, NY
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