Fastest-Appreciating ZIP Codes in San Francisco-Oakland-Berkeley, CA (2026)
Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 94539 | Fremont, CA | $2,186,278 | $4,174 | 1.49% | 4.8% |
| 2 | 94027 | Atherton, CA | $8,661,875 | $15,500 | 1.40% | 4.6% |
| 3 | 94028 | Portola Valley, CA | $4,317,428 | $3,438 | 0.62% | 4.4% |
| 4 | 94402 | San Mateo, CA | $2,468,871 | $4,022 | 1.27% | 3.8% |
| 5 | 94070 | San Carlos, CA | $2,455,688 | $4,660 | 1.48% | 3.7% |
| 6 | 94025 | Menlo Park, CA | $2,926,689 | $4,351 | 1.16% | 3.7% |
| 7 | 94536 | Fremont, CA | $1,399,617 | $3,365 | 1.88% | 3.5% |
| 8 | 94555 | Fremont, CA | $1,466,111 | $3,782 | 2.01% | 3.5% |
| 9 | 94002 | Belmont, CA | $2,291,971 | $3,524 | 1.20% | 3.4% |
| 10 | 94061 | Redwood City, CA | $1,985,786 | $3,621 | 1.42% | 3.3% |
| 11 | 94507 | Alamo, CA | $2,562,561 | $6,900 | 2.10% | 3.2% |
| 12 | 94970 | Stinson Beach, CA | $3,551,829 | $2,727 | 0.60% | 3.2% |
| 13 | 94037 | Moss Beach, CA | $1,512,165 | $3,681 | 1.90% | 3.2% |
| 14 | 94538 | Fremont, CA | $1,283,053 | $3,187 | 1.94% | 3.2% |
| 15 | 94010 | Hillsborough, CA | $3,502,303 | $3,976 | 0.89% | 3.2% |
| 16 | 94582 | San Ramon, CA | $1,693,349 | $3,771 | 1.74% | 3.2% |
| 17 | 94030 | Millbrae, CA | $2,055,707 | $3,767 | 1.43% | 3.2% |
| 18 | 94038 | Moss Beach, CA | $1,480,366 | $2,853 | 1.50% | 3.0% |
| 19 | 94925 | Corte Madera, CA | $1,877,145 | $5,832 | 2.42% | 3.0% |
| 20 | 94957 | Ross, CA | $4,231,833 | $4,059 | 0.75% | 3.0% |
| 21 | 94019 | Half Moon Bay, CA | $1,571,151 | $4,738 | 2.35% | 2.9% |
| 22 | 94506 | Danville, CA | $2,016,876 | $4,449 | 1.72% | 2.7% |
| 23 | 94598 | Walnut Creek, CA | $1,399,504 | $3,320 | 1.85% | 2.6% |
| 24 | 94062 | Emerald Lake Hills, CA | $2,722,143 | $4,210 | 1.21% | 2.6% |
| 25 | 94949 | Novato, CA | $1,222,268 | $3,882 | 2.48% | 2.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in San Francisco-Oakland-Berkeley, CA · Affordable in San Francisco-Oakland-Berkeley, CA
Or see the full San Francisco-Oakland-Berkeley, CA metro profile.