Real Estate Investing in Moss Beach, California (94037)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94037 (Moss Beach, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 12.0% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 34.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moss Beach, CA (94037)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 94037 Moss Beach
ZIP 94037 inside San Mateo County looks affordable on the surface — median value of $1.5M — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 94037 can be a worth a close look for hunting ground — but the discount at $1.5M reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Moss Beach have seen price recovery that 94037 has not matched. San Mateo County data supports the view that the spread is structural rather than temporary.
Meanwhile, 2,897 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Moss Beach:
Property Strategy for 94037
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $1,158,902 | $4,090 | 2.5% | +2.7% | $579,451 |
| 3BR | $1,421,940 | $5,220 | 2.6% | +5.3% | $473,980 |
| 4BR | $1,660,397 | $5,420 | 2.4% | +5.3% | $415,099 |
Market Trends
Home Value History (with trend line)
📊 How Does 94037 Compare?
| Metric | 94037 | Moss Beach | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $1,512,165 | $1,496,265 | N/A | $761,003 |
| 5-Year CAGR | 3.2% | 3.1% | N/A | 5.7% |
| Avg Rent | $3,681 | $3,267 | N/A | - |
| Cap Rate | 1.9% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94037 (Moss Beach, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 94037 (Moss Beach, CA)?
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Property managers serving San Mateo County
Manage rentals here? List your business →Bayside Property Management is a Peninsula Property Management Company serving San Mateo County. summary from their website
Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website
Five Star Property Management is a leader in single-family, condominium, and multi-family apartment rentals property management in San Mateo and Northern California. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,512,165 |
| Monthly Rent | $3,681 |
| Price-to-Rent | 34.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.9% |
| Cap Rate | 1.9% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +3.5% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +3.2% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94037
Population: 2,897
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 94037
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 13,033 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What investment strategy works best in Moss Beach, CA?
Most investors in Moss Beach, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.
Is it easy to find good tenants in Moss Beach, CA?
The renter base in Moss Beach, CA is reasonable for the $3,681/mo price point. Screening well and pricing to market typically yields steady tenants.
What is the typical rental rate in Moss Beach, CA?
The typical rental in Moss Beach, CA commands about $3,681/mo monthly. That rent profile measured cash flow against the $1.5M purchase basis.
Are eviction rules reasonable in Moss Beach, CA?
Moss Beach, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Is Moss Beach, CA a smart market for rental property?
The 2.0/5 investability rating in Moss Beach, CA reflects its $1.5M prices and $3,681/mo rents. Investors generally consider it a solid option within CA.
You know 94037 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 94037 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 94037 ranks in San Francisco-Oakland-Berkeley, CA
Every ZIP in this metro, ranked. Free.
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