Real Estate Investing in San Bruno, California (94066)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Mateo County • Population: 42,875 • Data updated: September 2026

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Should you buy in 94066 (San Bruno, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (37/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 32.7 — hard to cash-flow at these prices.

What’s happening in San Bruno, CA (94066)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,311,213
Avg Monthly Rent $3,339
1% Rule ✗ Does Not Meet
Median Income $131,669
% Renters 37.2%

Market Analysis: 94066 San Bruno

ZIP 94066 inside San Mateo County looks affordable on the surface — median value of $1.3M — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 94066 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in San Bruno have seen price recovery that 94066 has not matched. San Mateo County data supports the view that the spread is structural rather than temporary.

Resident income in 94066 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 94066 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Bruno:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 10× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,339/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94066

Which property type performs best in this market?

Best for Cash Flow
1BR
4.6% cap rate
Best for Appreciation
4BR
+3.9% 5yr CAGR
Best Overall Value
5BR
$339,807/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $454,344 $2,910 4.6% -2.4% $454,344
2BR $943,488 $3,520 2.7% +2.4% $471,744
3BR $1,349,482 $4,500 2.4% +3.3% $449,827
4BR $1,583,394 $4,660 2.1% +3.9% $395,849
5BR $1,699,036 +3.6% $339,807

Market Trends

Home Value History (with trend line)

$1.4M$1.2M$972K$759K$546K$332KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,404$3,216$3,027$2,839$2,651$2,463Jan 2019Oct 2022Jul 2026

📊 How Does 94066 Compare?

Metric 94066 San Bruno San Francisco-Oakland-Berkeley, CA California
Home Value $1,311,213 $1,311,213 N/A $761,003
5-Year CAGR 2.3% 2.3% N/A 5.7%
Avg Rent $3,339 $3,339 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 94066? Click to expand

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94066 (San Bruno, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Mateo County

Manage rentals here? List your business →

Bayside Property Management is a Peninsula Property Management Company serving San Mateo County. summary from their website

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Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website

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Five Star Property Management is a leader in single-family, condominium, and multi-family apartment rentals property management in San Mateo and Northern California. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.0%
Low
5yr Growth
+2.3%
Slow

📊 Market Snapshot

Home Value $1,311,213
Monthly Rent $3,339
Price-to-Rent 32.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 4.2%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year +7.6% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +4.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.3%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94066

Population: 42,875

💰 Median Household Income
$131,669
This area
$131,669
State
$94,164
USA
$74,580
🏠 Renter Occupied
37.2%
This area
37.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-16.6%
USA
3.7%
🎓 College Educated
43.8%
This area
43.8%
State
7.7%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.1%
This area
7.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 37.2%
Asian 32.3%
Other/Mixed 29.3%
Hispanic/Latino 22.6%
Black/African American 1.1%
👶 Under 18
18.7%
This area
18.7%
USA
22.0%
👴 65 and Over
16.0%
This area
16.0%
USA
17.3%
📊 Poverty Rate
3.5%
This area
3.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94066

B Avg School Grade
8 Schools
23.0:1 Avg Class Size
$27,020 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Parkside Intermediate

📚 06 – 08 Middle
👥
570 Students
👨‍🏫
21.5:1 Class Size
💰
$30,102 Per Student
B+ Above Average

Belle Air Elementary

📚 K – 05 Elementary
👥
251 Students
👨‍🏫
20.9:1 Class Size
💰
$30,102 Per Student
B+ Above Average

Allen (Decima M.) Elementary

📚 K – 05 Elementary
👥
376 Students
👨‍🏫
23.5:1 Class Size
💰
$30,102 Per Student
B+ Above Average

Capuchino High

📚 09 – 12 High School
👥
1,108 Students
👨‍🏫
19.2:1 Class Size
💰
$31,118 Per Student
B+ Above Average

Portola Elementary

📚 K – 05 Elementary
👥
325 Students
👨‍🏫
23.2:1 Class Size
💰
$30,102 Per Student
B Good

Monte Verde Elementary

📚 K – 05 Elementary
👥
526 Students
👨‍🏫
24.5:1 Class Size
💰
$19,295 Per Student
B Good

John Muir Elementary

📚 K – 05 Elementary
👥
427 Students
👨‍🏫
29.0:1 Class Size
💰
$30,102 Per Student
C+ Average

Lomita Park Elementary

📚 K – 05 Elementary
👥
289 Students
👨‍🏫
22.2:1 Class Size
💰
$15,237 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Terra Nova High

📚 09 – 12 High School
📍 1450 Terra Nova Blvd., Pacifica
👥
697 Students
👨‍🏫
18.0:1 Class Size
💰
$33,180 Per Student
A Very Good

Parkway Heights Middle

📚 06 – 08 Middle
📍 650 Sunset Ave., South San Francisco
👥
587 Students
👨‍🏫
15.5:1 Class Size
💰
$19,295 Per Student
A Very Good

Westborough Middle

📚 06 – 08 Middle
📍 2570 Westborough Blvd., South San Francisco
👥
519 Students
👨‍🏫
17.4:1 Class Size
💰
$19,295 Per Student
B+ Above Average

Oceana High

📚 09 – 12 High School
📍 401 Paloma Ave., Pacifica
👥
491 Students
👨‍🏫
16.6:1 Class Size
💰
$33,180 Per Student
B+ Above Average

Alta Loma Middle

📚 06 – 08 Middle
📍 116 Romney Ave., South San Francisco
👥
649 Students
👨‍🏫
18.0:1 Class Size
💰
$19,295 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 13,033 Off-Campus Students
C
Skyline College
9,428 students · 1.9 mi
C
Unitek College
255 students · 2.5 mi
C+
Hilltop Beauty School
79 students · 5.8 mi
C
City College of San Francisco
17,808 students · 7.0 mi
C+
San Francisco State University
23,908 students · 7.1 mi
C+
College of San Mateo
9,208 students · 8.2 mi
D
San Mateo County Community College District Office
0 students · 8.3 mi
C
University of California-San Francisco
3,126 students · 9.7 mi

Investor Insight: With 13,033 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is housing expensive in San Bruno, CA?

San Bruno, CA median home values land near $1.3M. That is reasonable territory for investors looking at $3,339/mo-per-month rentals.

Is San Bruno, CA good for house hacking?

The house hack math a tougher in San Bruno, CA. Owner-occupant buyers benefit from the $3,339/mo rents and $1.3M home values.

Is San Bruno, CA a good place for real estate investing?

San Bruno, CA comes in at an investability rating of 2.0/5, with median home values near $1.3M and average rents around $3,339/mo. That combination puts it in the sturdy tier for investor interest.

Is rental property easy to operate in San Bruno, CA?

The landlord environment in San Bruno, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

How much is rent in San Bruno, CA?

San Bruno, CA rentals go for roughly $3,339/mo a month. That puts gross yield in solid territory relative to $1.3M acquisition costs.

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How 94066 ranks in San Francisco-Oakland-Berkeley, CA

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