Real Estate Investing in Daly City, California (94015)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Mateo County • Population: 64,121 • Data updated: September 2026

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Should you buy in 94015 (Daly City, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • Flat appreciation: Values have barely moved over 5 years (0.3% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 37.0 — hard to cash-flow at these prices.

What’s happening in Daly City, CA (94015)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,187,986
Avg Monthly Rent $2,679
1% Rule ✗ Does Not Meet
Median Income $117,289
% Renters 39.6%

Market Analysis: 94015 Daly City

Not every below-median market is a bargain. Daly City's 94015 ZIP sits at signals that favor experienced operators who can absorb the risk $1.2M pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.2M asset, 94015 is the wrong submarket. If the plan prices in friction, the yield can still work.

From an investor standpoint, 94015 offers a low basis, the region around Daly City has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 94015 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 94015 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Daly City:

D Needs Caution
Buy Confidence Score: 47/100
Affordability
0/25
Appreciation
10/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 10.1× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,679/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94015

Which property type performs best in this market?

Best for Cash Flow
1BR
4.8% cap rate
Best for Appreciation
2BR
+1.3% 5yr CAGR
Best Overall Value
5BR
$272,144/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $467,288 $3,100 4.8% -2.0% $467,288
2BR $1,015,818 $3,750 2.7% +1.3% $507,909
3BR $1,131,693 $4,790 3.0% +0.8% $377,231
4BR $1,253,760 $4,970 2.9% +1.0% $313,440
5BR $1,360,722 +0.6% $272,144

Market Trends

Home Value History (with trend line)

$1.3M$1.1M$949K$752K$554K$357KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,718$2,604$2,489$2,374$2,259$2,145Dec 2019Apr 2023Jul 2026

📊 How Does 94015 Compare?

Metric 94015 Daly City San Francisco-Oakland-Berkeley, CA California
Home Value $1,187,986 $1,100,212 N/A $761,003
5-Year CAGR 0.3% N/A N/A 5.7%
Avg Rent $2,679 $3,006 N/A -
Cap Rate 1.8% 2.2% - -
💡 Why Invest in 94015? Click to expand

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94015 (Daly City, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Mateo County

Manage rentals here? List your business →

Bayside Property Management is a Peninsula Property Management Company serving San Mateo County. summary from their website

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Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website

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Five Star Property Management is a leader in single-family, condominium, and multi-family apartment rentals property management in San Mateo and Northern California. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.8%
Low
5yr Growth
+0.3%
Slow

📊 Market Snapshot

Home Value $1,187,986
Monthly Rent $2,679
Price-to-Rent 37.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.7%
Cap Rate 1.8%
5-Year IRR 2.1%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +0.3% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year +3.6% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +3.1% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+0.3%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94015

Population: 64,121

💰 Median Household Income
$117,289
This area
$117,289
State
$94,164
USA
$74,580
🏠 Renter Occupied
39.6%
This area
39.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-16.6%
USA
3.7%
🎓 College Educated
41.0%
This area
41.0%
State
7.7%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.1%
This area
7.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Asian 60.0%
White 18.7%
Other/Mixed 18.5%
Hispanic/Latino 12.3%
Black/African American 2.9%
👶 Under 18
15.8%
This area
15.8%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94015

B Avg School Grade
13 Schools
21.9:1 Avg Class Size
$20,356 Avg Per Pupil

Schools in This ZIP Code

A Very Good
👥
346 Students
👨‍🏫
17.5:1 Class Size
💰
$19,990 Per Student
B+ Above Average

Benjamin Franklin Intermediate

📚 06 – 08 Middle
👥
518 Students
👨‍🏫
20.0:1 Class Size
💰
$19,990 Per Student
B+ Above Average

Fernando Rivera Intermediate

📚 06 – 08 Middle
👥
515 Students
👨‍🏫
22.0:1 Class Size
💰
$19,990 Per Student
B+ Above Average

Westmoor High

📚 09 – 12 High School
👥
1,256 Students
👨‍🏫
20.4:1 Class Size
💰
$33,180 Per Student
B+ Above Average

Garden Village Elementary

📚 K – 05 Elementary
👥
274 Students
👨‍🏫
21.1:1 Class Size
💰
$19,990 Per Student
B+ Above Average

Junipero Serra Elementary

📚 K – 05 Elementary
👥
288 Students
👨‍🏫
20.2:1 Class Size
💰
$19,295 Per Student
B+ Above Average

Margaret Pauline Brown Elementary

📚 K – 05 Elementary
👥
267 Students
👨‍🏫
19.1:1 Class Size
💰
$19,990 Per Student
B Good

Marjorie H. Tobias Elementary

📚 K – 05 Elementary
👥
307 Students
👨‍🏫
23.6:1 Class Size
💰
$19,990 Per Student
B Good

Skyline Elementary

📚 K – 05 Elementary
👥
359 Students
👨‍🏫
23.9:1 Class Size
💰
$19,295 Per Student
B Good

Westlake Elementary

📚 K – 05 Elementary
👥
330 Students
👨‍🏫
23.6:1 Class Size
💰
$19,990 Per Student
B Good

Daniel Webster Elementary

📚 K – 05 Elementary
👥
294 Students
👨‍🏫
22.6:1 Class Size
💰
$19,990 Per Student
B Good

Thomas Edison Elementary

📚 K – 05 Elementary
👥
293 Students
👨‍🏫
24.4:1 Class Size
💰
$19,990 Per Student
C Below Average

Summit Public School: Shasta

📚 09 – 12 High School Charter
👥
449 Students
👨‍🏫
26.1:1 Class Size
💰
$12,946 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 12,665 Off-Campus Students
C+
Hilltop Beauty School
79 students · 2.0 mi
C
Unitek College
255 students · 2.2 mi
C+
San Francisco State University
23,908 students · 2.8 mi
C
City College of San Francisco
17,808 students · 3.5 mi
C
Skyline College
9,428 students · 3.6 mi
C
University of California-San Francisco
3,126 students · 5.8 mi
D
San Francisco School of Massage & Bodywork
131 students · 6.7 mi
B
University of San Francisco
9,212 students · 6.8 mi

Investor Insight: With 12,665 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong are rents in Daly City, CA?

Rental rates in Daly City, CA average $2,679/mo. Tenant demand and $1.2M home values make the yield look reasonable by investor standards.

What is the typical vacancy rate in Daly City, CA?

Vacancy in Daly City, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,679/mo.

What kind of market is Daly City, CA for investors?

Yes - Daly City, CA a 2.0/5 investability score. With $1.2M home prices against $2,679/mo monthly rent, the market delivers a reasonable entry point for new investors.

What are home prices like in Daly City, CA?

Daly City, CA home values average about $1.2M. That price point suits investors targeting rentals with $2,679/mo in monthly income.

What is the best play in Daly City, CA?

In Daly City, CA the durable play is typically careful cash-flow rentals with hands-on management. The combination of $1.2M prices and $2,679/mo rents suits that approach.

You know 94015 now. You don’t know where it ranks.

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How 94015 ranks in San Francisco-Oakland-Berkeley, CA

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Cash Flow → Appreciation → Affordable →
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