Real Estate Investing in San Francisco, California (94134)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94134 (San Francisco, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -0.8% 5-year CAGR — values have moved lower.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in San Francisco, CA (94134)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 94134 San Francisco
Investors eyeing 94134 need to respect the fundamentals at play. Home values of $1.1M come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 94134 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader CA picture, 94134 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Looking more closely, 40,142 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 94134 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in San Francisco:
Property Strategy for 94134
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $678,628 | $2,510 | 2.7% | -2.4% | $678,628 |
| 2BR | $897,700 | $2,990 | 2.4% | -0.8% | $448,850 |
| 3BR | $1,069,183 | $3,730 | 2.5% | 0.0% | $356,394 |
| 4BR | $1,187,669 | $3,960 | 2.4% | +0.1% | $296,917 |
| 5BR | $1,345,195 | — | — | -0.8% | $269,039 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 94134 Compare?
| Metric | 94134 | San Francisco | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $1,070,089 | $693,502 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $3,870 | $4,437 | N/A | - |
| Cap Rate | 2.8% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94134 (San Francisco, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 94134 (San Francisco, CA)?
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Property managers serving San Francisco County
Manage rentals here? List your business →2B Living offers reimagined property management services, including residential management, property onboarding, accounting, and reporting, for properties around the Bay Area. summary from their website
Azari Property Management provides one-stop real estate service as a property management company since 2006. summary from their website
Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,070,089 |
| Monthly Rent | $3,870 |
| Price-to-Rent | 23.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 2.0% |
📈 Home Appreciation
| 1-Year | +6.7% ▲ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | -0.8% ▼ |
| 10-Year CAGR | +2.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94134
Population: 40,142
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 94134
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Marshall (Thurgood) High
Cleveland Elementary
O'Connell (John) High
Revere (Paul) Elementary
Jordan (June) School for Equity
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 11,874 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is San Francisco, CA a smart market for rental property?
Yes - San Francisco, CA a 2.0/5 investability score. With $1.1M home prices against $3,870/mo monthly rent, the market delivers a reasonable entry point for new investors.
What is the average monthly rent in San Francisco, CA?
The typical rental in San Francisco, CA commands about $3,870/mo monthly. That rent profile stable cash flow against the $1.1M purchase basis.
Are there empty rentals in San Francisco, CA?
San Francisco, CA carries elevated vacancy risk. Expect consistent absorption at market rents of $3,870/mo.
Can I live-in-and-rent in San Francisco, CA?
San Francisco, CA offers a tougher house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $3,870/mo rent level.
How do experienced investors play San Francisco, CA?
San Francisco, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($1.1M prices, $3,870/mo rents) make it a reasonable choice.
You know 94134 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 94134 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 94134 ranks in San Francisco-Oakland-Berkeley, CA
Every ZIP in this metro, ranked. Free.
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