Real Estate Investing in San Francisco, California (94110)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94110 (San Francisco, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -0.2% 5-year CAGR — values have moved lower.
- Elevated vacancy: 11.0% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.
What’s happening in San Francisco, CA (94110)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 94110 San Francisco
Investors eyeing 94110 need to respect the fundamentals at play. Home values of $1.4M come alongside slower price movement and elevated management overhead.
For an experienced owner, 94110 can be a a strong candidate for hunting ground — but the discount at $1.4M reflects genuine risk that outside investors often underestimate.
In practical terms, 94110 offers a low basis, the region around San Francisco has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Demographically, 94110 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 94110 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in San Francisco:
Property Strategy for 94110
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $778,869 | $2,540 | 2.3% | -2.7% | $778,869 |
| 2BR | $1,106,129 | $3,080 | 2.0% | -2.3% | $553,064 |
| 3BR | $1,493,562 | $3,930 | 1.9% | -1.6% | $497,854 |
| 4BR | $1,868,571 | $4,080 | 1.6% | -1.2% | $467,143 |
| 5BR | $2,062,598 | — | — | -3.1% | $412,520 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 94110 Compare?
| Metric | 94110 | San Francisco | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $1,413,716 | $693,502 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $4,428 | $4,437 | N/A | - |
| Cap Rate | 2.4% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94110 (San Francisco, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 94110 (San Francisco, CA)?
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Property managers serving San Francisco County
Manage rentals here? List your business →2B Living offers reimagined property management services, including residential management, property onboarding, accounting, and reporting, for properties around the Bay Area. summary from their website
Azari Property Management provides one-stop real estate service as a property management company since 2006. summary from their website
Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,413,716 |
| Monthly Rent | $4,428 |
| Price-to-Rent | 26.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.4% |
| 5-Year IRR | 2.3% |
📈 Home Appreciation
| 1-Year | +15.5% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | -0.2% ▼ |
| 10-Year CAGR | +0.7% ▲ |
🏠 Rent Trends
| 1-Year | +9.8% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +5.1% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94110
Population: 66,687
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 94110
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What are home prices like in San Francisco, CA?
San Francisco, CA median home values land near $1.4M. That is reasonable territory for investors looking at $4,428/mo-per-month rentals.
What do rentals go for in San Francisco, CA?
The typical rental in San Francisco, CA commands about $4,428/mo monthly. That rent profile consistent cash flow against the $1.4M purchase basis.
What is the typical vacancy rate in San Francisco, CA?
Vacancy in San Francisco, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $4,428/mo.
Is San Francisco, CA landlord-friendly?
San Francisco, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
What investment strategy works best in San Francisco, CA?
For San Francisco, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 94110 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 94110 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 94110 ranks in San Francisco-Oakland-Berkeley, CA
Every ZIP in this metro, ranked. Free.
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