Real Estate Investing in San Francisco, California (94158)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94158 (San Francisco, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 9.4% vacancy may signal weakening demand.
- Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in San Francisco, CA (94158)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 94158 San Francisco
The 94158 ZIP covers a section of San Francisco that demands careful diligence. Prices near $1.3M look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.3M asset, 94158 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader CA picture, 94158 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
From an investor standpoint, 11,206 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in San Francisco:
Property Strategy for 94158
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $834,479 | $3,610 | 3.1% | -2.1% | $834,479 |
| 2BR | $1,352,130 | $4,370 | 2.3% | -1.0% | $676,065 |
| 3BR | $1,950,402 | $5,580 | 2.1% | -1.1% | $650,134 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 94158 Compare?
| Metric | 94158 | San Francisco | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $1,348,043 | $693,502 | N/A | $761,003 |
| 5-Year CAGR | 1.2% | N/A | N/A | 5.7% |
| Avg Rent | $5,587 | $4,437 | N/A | - |
| Cap Rate | 3.2% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94158 (San Francisco, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,348,043 |
| Monthly Rent | $5,587 |
| Price-to-Rent | 20.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 4.4% |
📈 Home Appreciation
| 1-Year | +11.6% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +1.2% ▲ |
| 10-Year CAGR | +1.0% ▲ |
🏠 Rent Trends
| 1-Year | +23.8% ▲ |
| 3-Year CAGR | +12.3% ▲ |
| 5-Year CAGR | +6.9% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94158
Population: 11,206
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 94158
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Everett Middle
Marshall (Thurgood) High
Francisco Middle
King (Thomas Starr) Elementary
Lick (James) Middle
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is housing expensive in San Francisco, CA?
In San Francisco, CA the median home value sits at $1.3M. Against the broader CA market, that reads as reasonable for most investors.
Are renters plentiful in San Francisco, CA?
Tenant demand in San Francisco, CA is solid. The local workforce $5,587/mo rents across most rental classes.
Is San Francisco, CA a smart market for rental property?
Our data puts San Francisco, CA at 2.0/5 for investability. Home prices of $1.3M and rents around $5,587/mo create a solid backdrop for investor activity.
Is San Francisco, CA a friendly market for rental owners?
The landlord environment in San Francisco, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How quickly do rentals get leased in San Francisco, CA?
Occupancy in San Francisco, CA runs even-keeled with elevated vacancy. Well-priced units at $5,587/mo lease on reasonable timelines.
You know 94158 now. You don’t know where it ranks.
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How 94158 ranks in San Francisco-Oakland-Berkeley, CA
Every ZIP in this metro, ranked. Free.
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