Real Estate Investing in San Francisco, California (94114)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94114 (San Francisco, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 8.5% vacancy may signal weakening demand.
- Flat appreciation: Values have barely moved over 5 years (1.5% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 28.6 — hard to cash-flow at these prices.
What’s happening in San Francisco, CA (94114)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 94114 San Francisco
Not every below-median market is a bargain. San Francisco's 94114 ZIP shows signals that favor experienced operators who can absorb the risk $2.0M pricing implies.
For an experienced owner, 94114 can be a a strong candidate for hunting ground — but the discount at $2.0M reflects genuine risk that outside investors often underestimate.
In the broader CA picture, 94114 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 94114 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at San Francisco's stable or hybrid ZIPs before stepping into 94114. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in San Francisco:
Property Strategy for 94114
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $817,443 | $3,190 | 2.8% | -2.5% | $817,443 |
| 2BR | $1,339,012 | $3,860 | 2.1% | -1.3% | $669,506 |
| 3BR | $2,074,990 | $4,930 | 1.7% | -0.5% | $691,663 |
| 4BR | $2,977,318 | $5,110 | 1.2% | 0.0% | $744,330 |
| 5BR | $3,832,344 | — | — | -1.2% | $766,469 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 94114 Compare?
| Metric | 94114 | San Francisco | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $1,997,982 | $693,502 | N/A | $761,003 |
| 5-Year CAGR | 1.5% | N/A | N/A | 5.7% |
| Avg Rent | $5,815 | $4,437 | N/A | - |
| Cap Rate | 2.3% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94114 (San Francisco, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 94114 (San Francisco, CA)?
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Property managers serving San Francisco County
Manage rentals here? List your business →2B Living offers reimagined property management services, including residential management, property onboarding, accounting, and reporting, for properties around the Bay Area. summary from their website
Azari Property Management provides one-stop real estate service as a property management company since 2006. summary from their website
Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,997,982 |
| Monthly Rent | $5,815 |
| Price-to-Rent | 28.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 3.7% |
📈 Home Appreciation
| 1-Year | +20.9% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +1.5% ▲ |
| 10-Year CAGR | +1.4% ▲ |
🏠 Rent Trends
| 1-Year | +26.4% ▲ |
| 3-Year CAGR | +12.9% ▲ |
| 5-Year CAGR | +8.6% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94114
Population: 33,627
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 94114
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Brown Jr. (Willie L) Middle
Cleveland Elementary
King (Thomas Starr) Elementary
O'Connell (John) High
Parks (Rosa) Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How tight is the rental market in San Francisco, CA?
Occupancy in San Francisco, CA runs reliable with elevated vacancy. Well-priced units at $5,815/mo lease on reasonable timelines.
Is rental property easy to operate in San Francisco, CA?
For rental operators, San Francisco, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
Can I house hack in San Francisco, CA?
For house hackers, San Francisco, CA is a tougher. The $5,815/mo rent on a unit helps defray the mortgage on a $2.0M property.
What are rental rates like in San Francisco, CA?
Rent in San Francisco, CA is around $5,815/mo. The resulting rent-to-value relationship with $2.0M pricing is reasonable for most investor models.
How strong is the working-renter base in San Francisco, CA?
Working renters make up the core of the San Francisco, CA tenant base. The pool is reasonable for investors targeting long-term holds.
You know 94114 now. You don’t know where it ranks.
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How 94114 ranks in San Francisco-Oakland-Berkeley, CA
Every ZIP in this metro, ranked. Free.
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