Real Estate Investing in San Francisco, California (94127)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94127 (San Francisco, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 30.0 — hard to cash-flow at these prices.
What’s happening in San Francisco, CA (94127)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 94127 San Francisco
This part of San Francisco County is not an easy win. The 94127 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 94127 can be a a solid fit for hunting ground — but the discount at $2.0M reflects genuine risk that outside investors often underestimate.
From a cash-flow lens, 94127 offers a low basis, the region around San Francisco has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 94127 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at San Francisco's stable or hybrid ZIPs before stepping into 94127. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in San Francisco:
Property Strategy for 94127
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $1,341,679 | $3,880 | 2.1% | +0.4% | $670,839 |
| 3BR | $1,732,152 | $4,750 | 2.0% | +0.3% | $577,384 |
| 4BR | $2,247,193 | $5,170 | 1.7% | +0.8% | $561,798 |
| 5BR | $2,683,353 | — | — | +0.8% | $536,671 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 94127 Compare?
| Metric | 94127 | San Francisco | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $2,010,403 | $693,502 | N/A | $761,003 |
| 5-Year CAGR | 1.7% | N/A | N/A | 5.7% |
| Avg Rent | $5,577 | $4,437 | N/A | - |
| Cap Rate | 2.2% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94127 (San Francisco, CA). Anonymous, moderated, never written by AI.
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Property managers serving San Francisco County
Manage rentals here? List your business →2B Living offers reimagined property management services, including residential management, property onboarding, accounting, and reporting, for properties around the Bay Area. summary from their website
Azari Property Management provides one-stop real estate service as a property management company since 2006. summary from their website
Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $2,010,403 |
| Monthly Rent | $5,577 |
| Price-to-Rent | 30.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.3% |
| Cap Rate | 2.2% |
| 5-Year IRR | 3.9% |
📈 Home Appreciation
| 1-Year | +18.2% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +1.7% ▲ |
| 10-Year CAGR | +3.4% ▲ |
🏠 Rent Trends
| 1-Year | +9.7% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94127
Population: 20,710
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 94127
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Everett Middle
Visitacion Valley Middle
Brown Jr. (Willie L) Middle
Cleveland Elementary
King Jr. (Martin Luther) Academic Middle
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 11,874 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What investment strategy works best in San Francisco, CA?
Most investors in San Francisco, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.
What is the rental occupancy rate in San Francisco, CA?
San Francisco, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How do home values compare in San Francisco, CA?
In San Francisco, CA the median home value sits at $2.0M. Against the broader CA market, that reads as reasonable for most investors.
Are landlord laws favorable in San Francisco, CA?
San Francisco, CA operates under CA law, which is tenant-protective overall for landlords. Expect consistent treatment in typical lease and eviction cases.
What monthly rent should investors expect in San Francisco, CA?
Rental rates in San Francisco, CA average $5,577/mo. Tenant demand and $2.0M home values make the yield look reasonable by investor standards.
You know 94127 now. You don’t know where it ranks.
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How 94127 ranks in San Francisco-Oakland-Berkeley, CA
Every ZIP in this metro, ranked. Free.
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