Real Estate Investing in Daly City, California (94014)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Mateo County • Population: 46,269 • Data updated: September 2026

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Should you buy in 94014 (Daly City, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (21/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • Declining values: -0.5% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 8.2% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.

What’s happening in Daly City, CA (94014)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,012,437
Avg Monthly Rent $3,333
1% Rule ✗ Does Not Meet
Median Income $111,795
% Renters 41.2%

Market Analysis: 94014 Daly City

Not every below-median market is a bargain. Daly City's 94014 ZIP comes in at signals that favor experienced operators who can absorb the risk $1.0M pricing implies.

On the rental side, the numbers look inviting — $1.0M purchase price, 0.0% nominal cap — the work to hit that pro forma in 94014 is substantial and deserves full respect.

The gap between 94014 and stronger Daly City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 94014 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Daly City:

D Needs Caution
Buy Confidence Score: 41/100
Affordability
0/25
Appreciation
5/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.1× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,333/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94014

Which property type performs best in this market?

Best for Cash Flow
3BR
2.7% cap rate
Best for Appreciation
4BR
+1.3% 5yr CAGR
Best Overall Value
5BR
$258,339/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $711,047 $2,510 2.5% -0.6% $711,047
2BR $866,432 $2,990 2.5% -0.1% $433,216
3BR $1,018,280 $3,760 2.7% +0.6% $339,427
4BR $1,229,329 $3,960 2.3% +1.3% $307,332
5BR $1,291,695 +0.2% $258,339

Market Trends

Home Value History (with trend line)

$1.2M$1.0M$844K$674K$504K$333KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,466$3,219$2,972$2,725$2,478$2,231Sep 2020Aug 2023Jul 2026

📊 How Does 94014 Compare?

Metric 94014 Daly City San Francisco-Oakland-Berkeley, CA California
Home Value $1,012,437 $1,100,212 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $3,333 $3,006 N/A -
Cap Rate 2.6% 2.2% - -
💡 Why Invest in 94014? Click to expand

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94014 (Daly City, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Mateo County

Manage rentals here? List your business →

Bayside Property Management is a Peninsula Property Management Company serving San Mateo County. summary from their website

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Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website

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Five Star Property Management is a leader in single-family, condominium, and multi-family apartment rentals property management in San Mateo and Northern California. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.6%
Low
5yr Growth
-0.5%
Declining

📊 Market Snapshot

Home Value $1,012,437
Monthly Rent $3,333
Price-to-Rent 25.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 2.0%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +0.2% ▲
5-Year CAGR -0.5% ▼
10-Year CAGR +2.9% ▲

🏠 Rent Trends

1-Year +18.2% ▲
3-Year CAGR +7.0% ▲
5-Year CAGR +5.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.2%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.5%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94014

Population: 46,269

💰 Median Household Income
$111,795
This area
$111,795
State
$94,164
USA
$74,580
🏠 Renter Occupied
41.2%
This area
41.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-16.6%
USA
3.7%
🎓 College Educated
34.1%
This area
34.1%
State
7.7%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.2%
This area
8.2%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Asian 56.0%
Other/Mixed 23.6%
Hispanic/Latino 18.2%
White 17.4%
Black/African American 2.9%
👶 Under 18
14.9%
This area
14.9%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94014

B+ Avg School Grade
9 Schools
19.2:1 Avg Class Size
$25,776 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Panorama Elementary

📚 K – 05 Elementary
👥
128 Students
👨‍🏫
14.2:1 Class Size
💰
$46,487 Per Student
A Very Good

Bayshore

📚 K – 08 School
👥
337 Students
👨‍🏫
16.0:1 Class Size
💰
$19,183 Per Student
B+ Above Average

John F. Kennedy Elementary

📚 K – 05 Elementary
👥
312 Students
👨‍🏫
19.7:1 Class Size
💰
$19,990 Per Student
B+ Above Average

Thomas R. Pollicita Middle

📚 06 – 08 Middle
👥
584 Students
👨‍🏫
21.3:1 Class Size
💰
$19,990 Per Student
B+ Above Average

Jefferson High

📚 09 – 12 High School
👥
1,071 Students
👨‍🏫
19.2:1 Class Size
💰
$33,180 Per Student
B+ Above Average

Woodrow Wilson Elementary

📚 K – 05 Elementary
👥
246 Students
👨‍🏫
20.5:1 Class Size
💰
$19,990 Per Student
B Good

George Washington Elementary

📚 K – 05 Elementary
👥
192 Students
👨‍🏫
19.2:1 Class Size
💰
$19,990 Per Student
B Good

Susan B. Anthony Elementary

📚 K – 05 Elementary
👥
437 Students
👨‍🏫
22.4:1 Class Size
💰
$19,990 Per Student
B Good

Thornton High

📚 09 – 12 High School
👥
116 Students
👨‍🏫
20.3:1 Class Size
💰
$33,180 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Visitacion Valley Middle

📚 06 – 08 Middle
📍 1971 Visitacion Ave., San Francisco
👥
311 Students
👨‍🏫
14.0:1 Class Size
💰
$27,074 Per Student
A Very Good

Cleveland Elementary

📚 K – 05 Elementary
📍 455 Athens St., San Francisco
👥
306 Students
👨‍🏫
18.0:1 Class Size
💰
$27,074 Per Student
A Very Good

King Jr. (Martin Luther) Academic Middle

📚 06 – 08 Middle
📍 350 Girard St., San Francisco
👥
371 Students
👨‍🏫
17.3:1 Class Size
💰
$27,074 Per Student
A Very Good

Jordan (June) School for Equity

📚 09 – 12 High School
📍 325 La Grande Ave., San Francisco
👥
206 Students
👨‍🏫
9.7:1 Class Size
💰
$27,074 Per Student
A Very Good

Franklin Delano Roosevelt Elementary

📚 K – 08 School
📍 1200 Skyline Dr., Daly City
👥
346 Students
👨‍🏫
17.5:1 Class Size
💰
$19,990 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 12,665 Off-Campus Students
C+
Hilltop Beauty School
79 students · 1.3 mi
C
Unitek College
255 students · 2.4 mi
C
City College of San Francisco
17,808 students · 2.4 mi
C+
San Francisco State University
23,908 students · 2.6 mi
C
Skyline College
9,428 students · 4.3 mi
C
University of California-San Francisco
3,126 students · 5.1 mi
D
San Francisco School of Massage & Bodywork
131 students · 5.4 mi
C
California College of the Arts
1,333 students · 5.9 mi

Investor Insight: With 12,665 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the tenant pool like in Daly City, CA?

Working renters make up the core of the Daly City, CA tenant base. The pool is reasonable for investors targeting long-term holds.

Is Daly City, CA landlord-friendly?

Landlord-friendliness in Daly City, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is housing expensive in Daly City, CA?

Expect median prices around $1.0M in Daly City, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

Can owner-occupants cash flow in Daly City, CA?

House hacking in Daly City, CA is a tougher. With home values around $1.0M and rents at $3,333/mo, owner-occupants can offset a meaningful share of PITI.

How much is rent in Daly City, CA?

Average rent in Daly City, CA is approximately $3,333/mo per month. Against $1.0M home values that yields a reasonable rent-to-price ratio.

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How 94014 ranks in San Francisco-Oakland-Berkeley, CA

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