Real Estate Investing in Emerald Lake Hills, California (94062)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Mateo County • Population: 25,944 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 94062 (Emerald Lake Hills, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (37/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 53.9 — hard to cash-flow at these prices.

What’s happening in Emerald Lake Hills, CA (94062)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $2,722,143
Avg Monthly Rent $4,210
1% Rule ✗ Does Not Meet
Median Income $230,391
% Renters 27.6%

Market Analysis: 94062 Emerald Lake Hills

ZIP 94062 inside San Mateo County looks affordable on the surface — median value of $2.7M — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $2.7M asset, 94062 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Emerald Lake Hills have seen price recovery that 94062 has not matched. San Mateo County data supports the view that the spread is structural rather than temporary.

The demographic picture in 94062 includes headwinds that any investor should price in. Income distribution skews lower than Emerald Lake Hills averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 94062 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Emerald Lake Hills:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11.8× the median income
Value Trend
Rising (+8.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,210/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94062

Which property type performs best in this market?

Best for Cash Flow
2BR
1.7% cap rate
Best for Appreciation
5BR
+4.0% 5yr CAGR
Best Overall Value
3BR
$755,036/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $1,387,225 $3,110 1.6% $1,387,225
2BR $1,632,871 $3,770 1.7% +2.4% $816,436
3BR $2,265,109 $4,820 1.5% +3.8% $755,036
4BR $3,155,907 $4,990 1.1% +4.0% $788,977
5BR $4,266,241 +4.0% $853,248

Market Trends

Home Value History (with trend line)

$2.9M$2.5M$2.1M$1.7M$1.3M$876KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,343$3,957$3,571$3,185$2,798$2,412Jan 2022May 2024Jul 2026

📊 How Does 94062 Compare?

Metric 94062 Emerald Lake Hills San Francisco-Oakland-Berkeley, CA California
Home Value $2,722,143 $2,722,143 N/A $761,003
5-Year CAGR 2.6% 2.6% N/A 5.7%
Avg Rent $4,210 $4,210 N/A -
Cap Rate 1.2% 1.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94062 (Emerald Lake Hills, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 94062 (Emerald Lake Hills, CA)?

~25 seconds · no account needed · your report is anonymous

Property managers serving San Mateo County

Manage rentals here? List your business →

Bayside Property Management is a Peninsula Property Management Company serving San Mateo County. summary from their website

Unclaimed — is this your business? Claim it free

Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website

Unclaimed — is this your business? Claim it free

Five Star Property Management is a leader in single-family, condominium, and multi-family apartment rentals property management in San Mateo and Northern California. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.2%
Low
5yr Growth
+2.6%
Slow

📊 Market Snapshot

Home Value $2,722,143
Monthly Rent $4,210
Price-to-Rent 53.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.9%
Cap Rate 1.2%
5-Year IRR 3.8%

📈 Home Appreciation

1-Year +8.3% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +2.6% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year +25.2% ▲
3-Year CAGR +12.6% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.6%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94062

Population: 25,944

💰 Median Household Income
$230,391
This area
$230,391
State
$94,164
USA
$74,580
🏠 Renter Occupied
27.6%
This area
27.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-16.6%
USA
3.7%
🎓 College Educated
66.9%
This area
66.9%
State
7.7%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 75.5%
Other/Mixed 14.5%
Hispanic/Latino 9.3%
Asian 8.3%
Black/African American 1.7%
👶 Under 18
21.6%
This area
21.6%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94062

B+ Avg School Grade
8 Schools
16.3:1 Avg Class Size
$213,505 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Woodside Elementary

📚 K – 08 School
👥
367 Students
👨‍🏫
11.6:1 Class Size
💰
$40,099 Per Student
A Very Good

Clifford Elementary

📚 K – 08 School
👥
673 Students
👨‍🏫
19.8:1 Class Size
💰
$30,195 Per Student
A Very Good

McKinley Institute of Technology

📚 06 – 08 Middle
👥
445 Students
👨‍🏫
19.5:1 Class Size
💰
$30,195 Per Student
B+ Above Average

Kings Mountain Elementary

📚 K – 05 Elementary
👥
42 Students
👨‍🏫
14.0:1 Class Size
💰
$22,114 Per Student
B+ Above Average

Woodside High

📚 09 – 12 High School
👥
1,646 Students
👨‍🏫
16.7:1 Class Size
💰
$26,956 Per Student
B+ Above Average

Canyon Oaks Youth Center

📚 07 – 12 High School
👥
8 Students
👨‍🏫
5.3:1 Class Size
💰
$1,501,331 Per Student
B+ Above Average

North Star Academy

📚 03 – 08 School
👥
527 Students
👨‍🏫
25.0:1 Class Size
💰
$30,195 Per Student
B Good

Sequoia High

📚 09 – 12 High School
👥
1,903 Students
👨‍🏫
18.1:1 Class Size
💰
$26,956 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 607 Off-Campus Students
C+
Canada College
6,141 students · 2.3 mi
D
Alder Graduate School of Education
453 students · 5.2 mi
C
Menlo College
840 students · 6.1 mi
C
Notre Dame de Namur University
237 students · 6.4 mi
C
Palo Alto University
1,223 students · 6.7 mi
A
Stanford University
18,446 students · 7.1 mi
D
San Mateo County Community College District Office
0 students · 7.6 mi
C+
College of San Mateo
9,208 students · 7.9 mi

Investor Insight: With 607 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Emerald Lake Hills in CA worth investing in?

Our data puts Emerald Lake Hills, CA at 2.0/5 for investability. Home prices of $2.7M and rents around $4,210/mo create a solid backdrop for investor activity.

How strict are landlord regulations in Emerald Lake Hills, CA?

Rental owners in Emerald Lake Hills, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

How high is vacancy risk in Emerald Lake Hills, CA?

Emerald Lake Hills, CA carries elevated vacancy risk. Expect steady absorption at market rents of $4,210/mo.

Does house hacking make sense in Emerald Lake Hills, CA?

House hacking in Emerald Lake Hills, CA is reasonable to execute. Prices around $2.7M and rents of $4,210/mo solid owner-occupant economics.

Are rents high in Emerald Lake Hills, CA?

Rents in Emerald Lake Hills, CA run near $4,210/mo. Compared with median home prices of $2.7M that produces solid gross yields for typical rentals.

You know 94062 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 94062 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 94062 ranks in San Francisco-Oakland-Berkeley, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 94062 (Emerald Lake Hills)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 94062 (Emerald Lake Hills, CA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.