Real Estate Investing in Stinson Beach, California (94970)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94970 (Stinson Beach, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 69.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 108.5 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stinson Beach, CA (94970)?
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Market Analysis: 94970 Stinson Beach
Looking more closely, ZIP 94970 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $3.6M median. It rewards specialists, not generalists.
The investment case in 94970 is healthy only for operators who understand what they are buying. A $3.6M median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 94970 and stronger Stinson Beach ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 94970 ZIP's population of 372 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
New investors are better served looking at Stinson Beach's stable or hybrid ZIPs before stepping into 94970. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Stinson Beach:
Property Strategy for 94970
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $2,491,297 | $3,030 | 0.9% | +3.3% | $1,245,649 |
| 3BR | $3,752,570 | $3,870 | 0.7% | +4.7% | $1,250,857 |
Market Trends
Home Value History (with trend line)
📊 How Does 94970 Compare?
| Metric | 94970 | Stinson Beach | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $3,551,829 | $3,551,829 | N/A | $761,003 |
| 5-Year CAGR | 3.2% | 3.2% | N/A | 5.7% |
| Avg Rent | $2,727 | $2,727 | N/A | - |
| Cap Rate | 0.6% | 0.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94970 (Stinson Beach, CA). Anonymous, moderated, never written by AI.
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Property managers serving Marin County
Manage rentals here? List your business →Foundation Homes Property Management provides performance-built property management for luxury homes in Marin County and beyond. summary from their website
Marshall & Co. Property Management offers owner and resident services, including lease-only options, for residential and commercial rentals. summary from their website
PRANDI Property Management is Marin County's only Certified Residential Management Company, focusing on quality tenants and homes. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $3,551,829 |
| Monthly Rent | $2,727 |
| Price-to-Rent | 108.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 0.9% |
| Cap Rate | 0.6% |
| 5-Year IRR | 3.8% |
📈 Home Appreciation
| 1-Year | +12.6% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +3.2% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (0.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94970
Population: 372
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 3,252 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are eviction rules reasonable in Stinson Beach, CA?
The landlord environment in Stinson Beach, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
What does house hacking look like in Stinson Beach, CA?
Stinson Beach, CA is a a tougher market for house hackers. FHA or conventional owner-occupant buyers find the $3.6M price point reasonable to enter.
Which investment style suits Stinson Beach, CA?
Stinson Beach, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($3.6M prices, $2,727/mo rents) make it a reasonable choice.
What kind of market is Stinson Beach, CA for investors?
With a 2.0/5 investability score, Stinson Beach, CA ranks as a solid market for rental property investors. Median prices of $3.6M and rents of $2,727/mo drive the underlying numbers.
What is the tenant pool like in Stinson Beach, CA?
Stinson Beach, CA offers a measured renter base at the $2,727/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 94970 now. You don’t know where it ranks.
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How 94970 ranks in San Francisco-Oakland-Berkeley, CA
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