Real Estate Investing in Oregon House, California (95962)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95962 (Oregon House, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 10.3% vacancy may signal weakening demand.
- Flat appreciation: Values have barely moved over 5 years (0.9% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 27.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oregon House, CA (95962)?
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Market Analysis: 95962 Oregon House
The 95962 ZIP covers a section of Oregon House that demands careful diligence. Prices near $432K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95962 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In the broader CA picture, 95962 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
A sturdy renter share of 18% in 95962 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. impressive returns are possible in 95962, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Oregon House:
Property Strategy for 95962
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $375,807 | $1,460 | 2.8% | +4.2% | $187,903 |
| 3BR | $455,513 | $2,030 | 3.2% | +4.8% | $151,838 |
Market Trends
Home Value History (with trend line)
📊 How Does 95962 Compare?
| Metric | 95962 | Oregon House | Yuba City, CA | California |
|---|---|---|---|---|
| Home Value | $432,321 | $432,321 | N/A | $761,003 |
| 5-Year CAGR | 0.9% | 0.9% | N/A | 5.7% |
| Avg Rent | $1,314 | $1,314 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95962 (Oregon House, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $432,321 |
| Monthly Rent | $1,314 |
| Price-to-Rent | 27.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 3.3% |
📈 Home Appreciation
| 1-Year | -1.8% ▼ |
| 3-Year CAGR | +0.0% ▲ |
| 5-Year CAGR | +0.9% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95962
Population: 1,136
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95962
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Oregon House, CA a smart market for rental property?
Oregon House, CA sits at an investability rating of 2.0/5, with median home values near $432K and average rents around $1,314/mo. That combination puts it in the substantial tier for investor interest.
How much rent can I charge in Oregon House, CA?
Rental rates in Oregon House, CA average $1,314/mo. Tenant demand and $432K home values make the yield look reasonable by investor standards.
Are tenants stable in Oregon House, CA?
Expect a solid tenant pool in Oregon House, CA. The rental market absorbs $1,314/mo rents without meaningful friction.
Does house hacking work in Oregon House, CA?
The a challenging house-hack environment in Oregon House, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Which investment style suits Oregon House, CA?
In Oregon House, CA the notable play is typically careful cash-flow rentals with hands-on management. The combination of $432K prices and $1,314/mo rents suits that approach.
You know 95962 now. You don’t know where it ranks.
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How 95962 ranks in Yuba City, CA
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