Real Estate Investing in Bangor, California (95914)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95914 (Bangor, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 34.6% of homes vacant — above national norms.
- Declining values: -0.9% 5-year CAGR — values have moved lower.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bangor, CA (95914)?
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Market Analysis: 95914 Bangor
Investors eyeing 95914 need to respect the fundamentals at play. Home values of $404K come alongside slower price movement and elevated management overhead.
From a cash-flow lens, the numbers look inviting — $404K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95914 is substantial and deserves full respect.
Within CA, ZIP 95914 trails on several market indicators that neighboring Butte County submarkets outperform. The gap is real and impressive enough to shape underwriting.
The 95914 ZIP's population of 459 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
The 95914 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Bangor:
Market Trends
Home Value History (with trend line)
📊 How Does 95914 Compare?
| Metric | 95914 | Bangor | Chico, CA | California |
|---|---|---|---|---|
| Home Value | $404,276 | $404,276 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $1,422 | $1,422 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95914 (Bangor, CA). Anonymous, moderated, never written by AI.
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Property managers serving Butte County
Manage rentals here? List your business →Blue Oak Property Management is a full-service residential property management company with deep roots in the Chico community, offering high-end and personalized service. summary from their website
Entwood Property Management is located at 2525 Ceanothus Ave, Chico, CA. summary from their website
IPM Property Management offers multi-family and commercial property management services in Chico and Butte County, CA. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $404,276 |
| Monthly Rent | $1,422 |
| Price-to-Rent | 23.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 1.9% |
📈 Home Appreciation
| 1-Year | +4.1% ▲ |
| 3-Year CAGR | +0.2% ▲ |
| 5-Year CAGR | -0.9% ▼ |
| 10-Year CAGR | +3.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95914
Population: 459
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95914
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do home values compare in Bangor, CA?
Homes in Bangor, CA typically sell near $404K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
How quickly do rentals get leased in Bangor, CA?
Vacancy risk in Bangor, CA is elevated. That supports even-keeled cash flow for typical rental holds.
Is the tenant base reliable in Bangor, CA?
Tenant demand in Bangor, CA is solid. The local workforce $1,422/mo rents across most rental classes.
Does house hacking make sense in Bangor, CA?
House hacking works a challenging in Bangor, CA. Rents of $1,422/mo against $404K acquisition make the strategy solid for owner-occupants.
How does Bangor, CA rate as a rental market?
Bangor, CA rates 2.0/5 for investability. With median values at $404K and rents near $1,422/mo, the market offers reasonable fundamentals for rental investors.
You know 95914 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95914 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95914 ranks in Chico, CA
Every ZIP in this metro, ranked. Free.
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