Fastest-Appreciating ZIP Codes in Chico, CA (2026)

Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.

# ZIP City Home value Rent Cap rate 5-yr growth
1 95948 Gridley, CA $352,388 $1,314 2.91% 2.6%
2 95917 Biggs, CA $342,990 $1,593 3.62% 1.7%
3 95973 Chico, CA $502,433 $1,700 2.64% 0.9%
4 95938 Durham, CA $615,184 $1,467 1.86% 0.9%
5 95926 Chico, CA $436,099 $1,488 2.66% 0.8%
6 95928 Chico, CA $461,037 $1,494 2.53% 0.7%
7 95965 Oroville, CA $308,129 $1,290 3.27% 0.5%
8 95966 Oroville, CA $311,083 $1,499 3.76% 0.2%
9 95930 Clipper Mills, CA $262,616 $1,467 4.36% -0.7%
10 95914 Bangor, CA $404,276 $1,422 2.74% -0.9%
11 95968 Palermo, CA $258,817 $1,188 3.58% -1.3%
12 95942 Forest Ranch, CA $370,191 $1,440 3.03% -1.5%
13 95954 Magalia, CA $270,247 $1,377 3.97% -1.7%
14 95941 Forbestown, CA $243,881 $1,467 4.69% -2.0%
15 95969 Paradise, CA $335,843 $1,432 3.33% -4.8%
16 95916 Berry Creek, CA $239,064 $1,188 3.88% -7.0%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Cash Flow in Chico, CA

Or see the full Chico, CA metro profile.