Real Estate Investing in Biggs, California (95917)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Butte County • Population: 3,561 • Data updated: September 2026

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Should you buy in 95917 (Biggs, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Biggs, CA (95917)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $342,990
Avg Monthly Rent $1,593
1% Rule ✗ Does Not Meet
Median Income $79,458
% Renters 26.7%

Market Analysis: 95917 Biggs

ZIP 95917 inside Butte County looks affordable on the surface — median value of $343K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95917 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 95917 sits on the difficult end of the CA spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 95917 includes headwinds that any investor should price in. Income distribution skews lower than Biggs averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 95917 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Biggs:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Stable (+1.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,593/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Chico, CA Metro Area
Even conditions for buyers and sellers
47 days
Average time to sell
Average
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Chico, CA metro data
🏠

Property Strategy for 95917

Which property type performs best in this market?

Best for Cash Flow
4BR
5.3% cap rate
Best for Appreciation
3BR
+4.1% 5yr CAGR
Best Overall Value
4BR
$100,915/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $279,502 $1,770 4.6% +2.4% $139,751
3BR $339,491 $2,460 5.2% +4.1% $113,164
4BR $403,662 $2,970 5.3% +3.7% $100,915

Market Trends

Home Value History (with trend line)

$369K$314K$260K$205K$150K$96KJul 2006Jul 2016Jul 2026

📊 How Does 95917 Compare?

Metric 95917 Biggs Chico, CA California
Home Value $342,990 $342,990 N/A $761,003
5-Year CAGR 1.7% 1.7% N/A 5.7%
Avg Rent $1,593 $1,593 N/A -
Cap Rate 3.6% 3.6% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95917 (Biggs, CA). Anonymous, moderated, never written by AI.

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Property managers serving Butte County

Manage rentals here? List your business →

Blue Oak Property Management is a full-service residential property management company with deep roots in the Chico community, offering high-end and personalized service. summary from their website

Unclaimed — is this your business? Claim it free

Entwood Property Management is located at 2525 Ceanothus Ave, Chico, CA. summary from their website

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IPM Property Management offers multi-family and commercial property management services in Chico and Butte County, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.6%
Low
5yr Growth
+1.7%
Slow

📉 Market Crash Risk Index

Based on Chico, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
1/2
47 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $342,990
Monthly Rent $1,593
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +1.7% ▲
3-Year CAGR +1.6% ▲
5-Year CAGR +1.7% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95917

Population: 3,561

💰 Median Household Income
$79,458
This area
$79,458
State
$94,164
USA
$74,580
🏠 Renter Occupied
26.7%
This area
26.7%
State
39.3%
USA
34.0%
💼 Unemployment Rate
6.4%
This area
6.4%
State
-16.6%
USA
3.7%
🎓 College Educated
13.5%
This area
13.5%
State
7.7%
USA
33.7%
👤 Median Age
30.7 years
This area
30.7 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.2%
This area
7.2%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 83.0%
Other/Mixed 16.2%
Hispanic/Latino 13.2%
Asian 0.8%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
13.0%
This area
13.0%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95917

B+ Avg School Grade
2 Schools
16.4:1 Avg Class Size
$15,368 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Biggs High

📚 09 – 12 High School
👥
177 Students
👨‍🏫
13.7:1 Class Size
💰
$15,368 Per Student
B Good

Biggs Elementary

📚 K – 08 School
👥
319 Students
👨‍🏫
19.2:1 Class Size
💰
$15,368 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Biggs, CA a good market for buy-and-hold investors?

Biggs, CA scores 2.0/5 for investability. Home values sit at $343K and rents near $1,593/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What monthly rent should investors expect in Biggs, CA?

Biggs, CA rentals go for roughly $1,593/mo a month. That puts gross yield in solid territory relative to $343K acquisition costs.

Can I live-in-and-rent in Biggs, CA?

Biggs, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $343K price point reasonable to enter.

Which real estate strategy fits Biggs, CA?

For Biggs, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What are vacancy rates like in Biggs, CA?

Biggs, CA carries elevated vacancy risk. Expect measured absorption at market rents of $1,593/mo.

You know 95917 now. You don’t know where it ranks.

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How 95917 ranks in Chico, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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