Real Estate Investing in Colusa, California (95932)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Colusa County • Population: 7,672 • Data updated: September 2026

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Should you buy in 95932 (Colusa, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 29.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Colusa, CA (95932)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $381,529
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $62,625
% Renters 37.8%

Market Analysis: 95932 Colusa

ZIP 95932 in Colusa, CA carries a significant set of headwinds. Home values near $382K and rents of $1,089/mo sit inside a market where underwriting has to be tight.

The investment case in 95932 is resilient only for operators who understand what they are buying. A $382K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 95932 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Stepping back, 7,672 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 95932 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Colusa:

C Below Average
Buy Confidence Score: 51/100
Affordability
5/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Rising (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 95932

Which property type performs best in this market?

Best for Cash Flow
2BR
3.0% cap rate
Best for Appreciation
3BR
+5.0% 5yr CAGR
Best Overall Value
4BR
$120,126/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $285,715 $1,210 3.0% +4.9% $142,858
3BR $385,522 $1,600 3.0% +5.0% $128,507
4BR $480,506 $1,600 2.4% +5.0% $120,126

Market Trends

Home Value History (with trend line)

$401K$345K$288K$232K$176K$120KFeb 2007Nov 2016Jul 2026

📊 How Does 95932 Compare?

Metric 95932 Colusa California
Home Value $381,529 $381,529 $761,003
5-Year CAGR 2.4% 2.4% 5.7%
Avg Rent $1,089 $1,089 -
Cap Rate 2.2% 2.2% -
💡 Why Invest in 95932? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95932 (Colusa, CA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+2.4%
Slow

📊 Market Snapshot

Home Value $381,529
Monthly Rent $1,089
Price-to-Rent 29.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +2.4% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.4%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95932

Population: 7,672

💰 Median Household Income
$62,625
This area
$62,625
State
$94,164
USA
$74,580
🏠 Renter Occupied
37.8%
This area
37.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-16.6%
USA
3.7%
🎓 College Educated
14.8%
This area
14.8%
State
7.7%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 58.3%
Other/Mixed 37.0%
Hispanic/Latino 32.3%
Black/African American 3.5%
Asian 1.1%
👶 Under 18
26.8%
This area
26.8%
USA
22.0%
👴 65 and Over
19.0%
This area
19.0%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95932

C+ Avg School Grade
5 Schools
22.2:1 Avg Class Size
$15,470 Avg Per Pupil

Schools in This ZIP Code

B Good

George T. Egling Middle

📚 04 – 08 School
👥
509 Students
👨‍🏫
18.0:1 Class Size
💰
$15,470 Per Student
B Good

James M. Burchfield Primary

📚 K – 03 Elementary
👥
446 Students
👨‍🏫
20.3:1 Class Size
💰
$15,470 Per Student
B Good

Colusa High

📚 09 – 12 High School
👥
459 Students
👨‍🏫
23.2:1 Class Size
💰
$15,470 Per Student
C Below Average

Colusa Alternative High (Continuation)

📚 09 – 12 High School
👥
25 Students
👨‍🏫
18.7:1 Class Size
💰
$15,470 Per Student
D Needs Improvement

Colusa Alternative Home

📚 K – 12 K-12
👥
25 Students
👨‍🏫
30.9:1 Class Size
💰
$15,470 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Which investment style suits Colusa, CA?

The best-fit strategy in Colusa, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How strong are rents in Colusa, CA?

Average rent in Colusa, CA is approximately $1,089/mo per month. Against $382K home values that yields a reasonable rent-to-price ratio.

What is the renter demographic in Colusa, CA?

Working renters make up the core of the Colusa, CA tenant base. The pool is reasonable for investors targeting long-term holds.

Does a duplex house hack pencil in Colusa, CA?

House hacking in Colusa, CA is a challenging. With home values around $382K and rents at $1,089/mo, owner-occupants can offset a meaningful share of PITI.

What is the typical vacancy rate in Colusa, CA?

Colusa, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.

You know 95932 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95932 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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