Real Estate Investing in Maxwell, California (95955)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95955 (Maxwell, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.8% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Maxwell, CA (95955)?
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Market Analysis: 95955 Maxwell
ZIP 95955 in Maxwell, CA carries a substantial set of headwinds. Home values near $310K and rents of $1,224/mo sit inside a market where underwriting has to be tight.
From a cash-flow lens, the numbers look inviting — $310K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95955 is substantial and deserves full respect.
Turning to rents, 95955 offers a low basis, the region around Maxwell has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 95955 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Experienced landlords with local relationships tend to find 95955 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Maxwell:
Property Strategy for 95955
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $240,561 | $1,360 | 4.1% | +4.6% | $120,280 |
| 3BR | $323,865 | $1,790 | 4.0% | +4.9% | $107,955 |
Market Trends
Home Value History (with trend line)
📊 How Does 95955 Compare?
| Metric | 95955 | Maxwell | California |
|---|---|---|---|
| Home Value | $310,005 | $310,005 | $761,003 |
| 5-Year CAGR | 2.1% | 2.1% | 5.7% |
| Avg Rent | $1,224 | $1,224 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95955 (Maxwell, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $310,005 |
| Monthly Rent | $1,224 |
| Price-to-Rent | 21.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 5.2% |
📈 Home Appreciation
| 1-Year | +5.3% ▲ |
| 3-Year CAGR | +1.1% ▲ |
| 5-Year CAGR | +2.1% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95955
Population: 1,311
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95955
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do home values compare in Maxwell, CA?
Homes in Maxwell, CA typically sell near $310K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
Is house hacking profitable in Maxwell, CA?
House hacking works a challenging in Maxwell, CA. Rents of $1,224/mo against $310K acquisition make the strategy solid for owner-occupants.
Are there empty rentals in Maxwell, CA?
Maxwell, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.
Are eviction rules reasonable in Maxwell, CA?
For rental operators, Maxwell, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
How deep is the rental pool in Maxwell, CA?
Expect a solid tenant pool in Maxwell, CA. The rental market absorbs $1,224/mo rents without meaningful friction.
You know 95955 now. You don’t know where it ranks.
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