Real Estate Investing in Stonyford, California (95979)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95979 (Stonyford, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 45.9% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 20.9% poverty rate — can affect rent collection.
- Lower household income: $33,000 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stonyford, CA (95979)?
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Market Analysis: 95979 Stonyford
ZIP 95979 inside Colusa County looks affordable on the surface — median value of $282K — but the discount exists for reasons that a careful buyer should understand before committing.
From an investor standpoint, the numbers look inviting — $282K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95979 is substantial and deserves full respect.
ZIP 95979's metrics run below Colusa County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 95979 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 95979 is an operator game, not a passive one. Turning to rents, entry prices of $282K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Stonyford:
Property Strategy for 95979
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $234,803 | $1,090 | 3.3% | +4.2% | $117,402 |
| 3BR | $316,118 | $1,470 | 3.3% | +4.3% | $105,373 |
Market Trends
Home Value History (with trend line)
📊 How Does 95979 Compare?
| Metric | 95979 | Stonyford | Clearlake, CA | California |
|---|---|---|---|---|
| Home Value | $281,648 | $281,648 | N/A | $761,003 |
| 5-Year CAGR | 3.2% | 3.2% | N/A | 5.7% |
| Avg Rent | $981 | $981 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95979 (Stonyford, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $281,648 |
| Monthly Rent | $981 |
| Price-to-Rent | 23.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 5.9% |
📈 Home Appreciation
| 1-Year | +7.1% ▲ |
| 3-Year CAGR | +2.6% ▲ |
| 5-Year CAGR | +3.2% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95979
Population: 475
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95979
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What are home prices like in Stonyford, CA?
In Stonyford, CA the median home value sits at $282K. Against the broader CA market, that reads as reasonable for most investors.
Is it easy to find good tenants in Stonyford, CA?
Stonyford, CA offers a predictable renter base at the $981/mo rent level. Tenant turnover is reasonable for well-managed properties.
What approach is best for Stonyford, CA real estate?
Stonyford, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($282K prices, $981/mo rents) make it a reasonable choice.
Is Stonyford, CA a good market for FHA house hackers?
House hacking in Stonyford, CA is a challenging. With home values around $282K and rents at $981/mo, owner-occupants can offset a meaningful share of PITI.
Is Stonyford, CA a friendly market for rental owners?
Rental owners in Stonyford, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
You know 95979 now. You don’t know where it ranks.
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How 95979 ranks in Clearlake, CA
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