Real Estate Investing in Williams, California (95987)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Colusa County • Population: 6,489 • Data updated: September 2026

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Should you buy in 95987 (Williams, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 9.2% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Williams, CA (95987)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $380,387
Avg Monthly Rent $1,404
1% Rule ✗ Does Not Meet
Median Income $82,935
% Renters 43.2%

Market Analysis: 95987 Williams

Not every below-median market is a bargain. Williams's 95987 ZIP records signals that favor experienced operators who can absorb the risk $380K pricing implies.

Put differently, the numbers look inviting — $380K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95987 is substantial and deserves full respect.

Within CA, ZIP 95987 trails on several market indicators that neighboring Colusa County submarkets outperform. The gap is real and durable enough to shape underwriting.

Resident income in 95987 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. impressive returns are possible in 95987, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Williams:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,404/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 95987

Which property type performs best in this market?

Best for Cash Flow
3BR
4.0% cap rate
Best for Appreciation
3BR
+6.2% 5yr CAGR
Best Overall Value
4BR
$107,610/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $290,049 $1,560 3.9% +5.6% $145,025
3BR $366,700 $2,060 4.0% +6.2% $122,233
4BR $430,440 $2,070 3.5% +5.7% $107,610

Market Trends

Home Value History (with trend line)

$403K$344K$284K$224K$164K$105KFeb 2007Nov 2016Jul 2026

📊 How Does 95987 Compare?

Metric 95987 Williams California
Home Value $380,387 $380,387 $761,003
5-Year CAGR 3.4% 3.4% 5.7%
Avg Rent $1,404 $1,404 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 95987? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95987 (Williams, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 95987 (Williams, CA)?

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $380,387
Monthly Rent $1,404
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.4%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95987

Population: 6,489

💰 Median Household Income
$82,935
This area
$82,935
State
$94,164
USA
$74,580
🏠 Renter Occupied
43.2%
This area
43.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
9.2%
This area
9.2%
State
-16.6%
USA
3.7%
🎓 College Educated
14.8%
This area
14.8%
State
7.7%
USA
33.7%
👤 Median Age
32.5 years
This area
32.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.4%
This area
6.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 61.4%
Other/Mixed 37.7%
Hispanic/Latino 34.6%
Asian 0.8%
Black/African American 0.1%
👶 Under 18
29.5%
This area
29.5%
USA
22.0%
👴 65 and Over
11.7%
This area
11.7%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95987

C+ Avg School Grade
6 Schools
19.9:1 Avg Class Size
$14,873 Avg Per Pupil

Schools in This ZIP Code

B Good

Williams Primary Elementary

📚 K – 03 Elementary
👥
435 Students
👨‍🏫
20.7:1 Class Size
💰
$14,873 Per Student
B Good

Williams Junior/Senior High

📚 07 – 12 High School
👥
626 Students
👨‍🏫
22.3:1 Class Size
💰
$14,873 Per Student
C+ Average

Williams Upper Elementary

📚 04 – 06 School
👥
290 Students
👨‍🏫
24.2:1 Class Size
💰
$14,873 Per Student
C+ Average

Coastal Buttes Academy

📚 K – 12 K-12
👥
14 Students
👨‍🏫
14.0:1 Class Size
C Below Average

Mid Valley High (Continuation)

📚 10 – 12 High School
👥
19 Students
👨‍🏫
19.2:1 Class Size
💰
$14,873 Per Student
D Needs Improvement

S. William Abel Academy

📚 07 – 12 High School
👥
23 Students
👨‍🏫
18.9:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does Williams, CA make sense for an investment property?

Our data puts Williams, CA at 3.0/5 for investability. Home prices of $380K and rents around $1,404/mo create a solid backdrop for investor activity.

How expensive is real estate in Williams, CA?

Expect median prices around $380K in Williams, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

What is the typical rental rate in Williams, CA?

Williams, CA rentals go for roughly $1,404/mo a month. That puts gross yield in solid territory relative to $380K acquisition costs.

Are landlord laws favorable in Williams, CA?

CA ranks as a tenant-protective state for landlord-tenant law. Williams generally follows the statewide framework, so landlords face reasonable operating rules.

How should investors approach Williams, CA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Williams, CA. The numbers - $380K homes against $1,404/mo rents - support that play.

You know 95987 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95987 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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