Chico, CA Metro Area - Investment Guide
Metro Area • 13 Cities • 16 ZIP Codes
Avg Home Value
$357,142
Avg Monthly Rent
$1,427
Avg Cap Rate
3.30%
Avg Investability
2.2 ★
Cities
13
ZIP Codes
16
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Chico, CA Metro Area
Even conditions for buyers and sellers
47 days
Average time to sell
Average
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Chico, CA
Every ZIP in the metro, ranked four ways. Free.
Cities in Chico, CA
Bangor
California
1 ZIPs
Berry Creek
California
1 ZIPs
Biggs
California
1 ZIPs
Chico
California
7 ZIPs
Clipper Mills
California
1 ZIPs
Durham
California
1 ZIPs
Forbestown
California
1 ZIPs
Forest Ranch
California
1 ZIPs
Gridley
California
1 ZIPs
Magalia
California
1 ZIPs
Oroville
California
2 ZIPs
Palermo
California
1 ZIPs
Paradise
California
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 95973 | Chico | CA | $495,841 | $1,746 | 2.75% | |
| 95930 | Clipper Mills | CA | $262,616 | $1,467 | 4.36% | |
| 95917 | Biggs | CA | $338,299 | $1,593 | 3.67% | |
| 95941 | Forbestown | CA | $243,881 | $1,467 | 4.69% | |
| 95966 | Oroville | CA | $311,952 | $1,726 | 4.32% | |
| 95930 | Clipper Mills | CA | $256,197 | $1,467 | 4.47% | |
| 95948 | Gridley | CA | $352,388 | $1,314 | 2.91% | |
| 95941 | Forbestown | CA | $244,669 | $1,467 | 4.68% | |
| 95948 | Gridley | CA | $346,107 | $1,314 | 2.96% | |
| 95930 | Clipper Mills | CA | $263,583 | $1,467 | 4.34% | |
| 95917 | Biggs | CA | $340,845 | $1,593 | 3.65% | |
| 95941 | Forbestown | CA | $253,964 | $1,467 | 4.51% | |
| 95966 | Oroville | CA | $303,320 | $1,571 | 4.04% | |
| 95926 | Chico | CA | $428,428 | $1,545 | 2.81% | |
| 95928 | Chico | CA | $454,348 | $1,763 | 3.03% | |
| 95930 | Clipper Mills | CA | $254,834 | $1,467 | 4.49% | |
| 95948 | Gridley | CA | $354,751 | $1,314 | 2.89% | |
| 95941 | Forbestown | CA | $246,756 | $1,467 | 4.64% | |
| 95917 | Biggs | CA | $341,431 | $1,593 | 3.64% | |
| 95966 | Oroville | CA | $315,993 | $1,676 | 4.14% | |
| 95948 | Gridley | CA | $344,153 | $1,314 | 2.98% | |
| 95930 | Clipper Mills | CA | $264,704 | $1,467 | 4.32% | |
| 95965 | Oroville | CA | $298,901 | $1,281 | 3.34% | |
| 95917 | Biggs | CA | $340,845 | $1,593 | 3.65% | |
| 95941 | Forbestown | CA | $254,622 | $1,467 | 4.49% | |
| 95966 | Oroville | CA | $306,594 | $1,833 | 4.66% | |
| 95926 | Chico | CA | $428,428 | $1,545 | 2.81% | |
| 95928 | Chico | CA | $454,348 | $1,763 | 3.03% | |
| 95930 | Clipper Mills | CA | $254,834 | $1,467 | 4.49% | |
| 95948 | Gridley | CA | $351,435 | $1,314 | 2.92% | |
| 95973 | Chico | CA | $495,841 | $1,746 | 2.75% | |
| 95941 | Forbestown | CA | $246,756 | $1,467 | 4.64% | |
| 95917 | Biggs | CA | $344,825 | $1,593 | 3.60% | |
| 95966 | Oroville | CA | $310,887 | $1,676 | 4.20% | |
| 95948 | Gridley | CA | $344,153 | $1,314 | 2.98% | |
| 95930 | Clipper Mills | CA | $263,654 | $1,467 | 4.34% | |
| 95965 | Oroville | CA | $298,901 | $1,281 | 3.34% | |
| 95941 | Forbestown | CA | $249,449 | $1,467 | 4.59% | |
| 95966 | Oroville | CA | $306,594 | $1,833 | 4.66% | |
| 95948 | Gridley | CA | $354,157 | $1,314 | 2.89% | |
| 95954 | Magalia | CA | $273,466 | $1,377 | 3.93% | |
| 95916 | Berry Creek | CA | $233,245 | $1,188 | 3.97% | |
| 95965 | Oroville | CA | $306,496 | $1,323 | 3.37% | |
| 95938 | Durham | CA | $615,184 | $1,467 | 1.86% | |
| 95926 | Chico | CA | $431,240 | $1,461 | 2.64% | |
| 95928 | Chico | CA | $457,316 | $1,795 | 3.06% | |
| 95942 | Forest Ranch | CA | $370,191 | $1,440 | 3.03% | |
| 95968 | Palermo | CA | $258,930 | $1,188 | 3.58% | |
| 95914 | Bangor | CA | $407,837 | $1,422 | 2.72% | |
| 95969 | Paradise | CA | $335,438 | $1,646 | 3.83% |
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About Chico, CA Real Estate Market
The Chico, CA metropolitan statistical area (MSA) encompasses 13 cities and 16 ZIP codes. The average home value across the metro is $357,142, with an average monthly rent of $1,427. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.