Real Estate Investing in Clipper Mills, California (95930)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Butte County • Population: 412 • Data updated: September 2026

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Should you buy in 95930 (Clipper Mills, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (26/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 28.1% of homes vacant — above national norms.
  • Declining values: -0.7% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 48.5% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clipper Mills, CA (95930)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $262,616
Avg Monthly Rent $1,467
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 57.5%

Market Analysis: 95930 Clipper Mills

This part of Butte County is not an easy win. The 95930 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 95930 can be a an appealing option for hunting ground — but the discount at $263K reflects genuine risk that outside investors often underestimate.

Meanwhile, 95930 offers a low basis, the region around Clipper Mills has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Looking more closely, 412 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Clipper Mills's stable or hybrid ZIPs before stepping into 95930. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clipper Mills:

Affordability
Affordable
Homes cost × the median income
Value Trend
Stable (+1.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,467/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Chico, CA Metro Area
Even conditions for buyers and sellers
47 days
Average time to sell
Average
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Chico, CA metro data

Market Trends

Home Value History (with trend line)

$304K$262K$221K$179K$137K$95KJul 2006Jul 2016Jul 2026

📊 How Does 95930 Compare?

Metric 95930 Clipper Mills Chico, CA California
Home Value $262,616 $262,616 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,467 $1,467 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 95930? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

58% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95930 (Clipper Mills, CA). Anonymous, moderated, never written by AI.

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Property managers serving Butte County

Manage rentals here? List your business →

Blue Oak Property Management is a full-service residential property management company with deep roots in the Chico community, offering high-end and personalized service. summary from their website

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Entwood Property Management is located at 2525 Ceanothus Ave, Chico, CA. summary from their website

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IPM Property Management offers multi-family and commercial property management services in Chico and Butte County, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
-0.7%
Declining

📉 Market Crash Risk Index

Based on Chico, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
1/2
47 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $262,616
Monthly Rent $1,467
Price-to-Rent 14.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 3.6%

📈 Home Appreciation

1-Year +1.7% ▲
3-Year CAGR -1.0% ▼
5-Year CAGR -0.7% ▼
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.1%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95930

Population: 412

💰 Median Household Income
N/A
🏠 Renter Occupied
57.5%
This area
57.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.6%
USA
3.7%
🎓 College Educated
0.0%
This area
0.0%
State
7.7%
USA
33.7%
👤 Median Age
27.5 years
This area
27.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
28.1%
This area
28.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
43.9%
This area
43.9%
USA
22.0%
👴 65 and Over
24.7%
This area
24.7%
USA
17.3%
📊 Poverty Rate
48.5%
This area
48.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How strong is tenant demand in Clipper Mills, CA?

Expect a solid tenant pool in Clipper Mills, CA. The rental market absorbs $1,467/mo rents without meaningful friction.

How strong is Clipper Mills, CA for real estate investors?

Investors tracking Clipper Mills, CA will find a 3.0/5 rating supported by $263K median home values and $1,467/mo rents. That profile suits long-term holders targeting predictable returns.

Is rental property easy to operate in Clipper Mills, CA?

CA law tenant-protective for landlords, and Clipper Mills inherits those rules. Investors should still review local ordinances for rental licensing.

What monthly rent should investors expect in Clipper Mills, CA?

Clipper Mills, CA rentals go for roughly $1,467/mo a month. That puts gross yield in solid territory relative to $263K acquisition costs.

How much does a house cost in Clipper Mills, CA?

The median home value in Clipper Mills, CA is roughly $263K. That puts it reasonable relative to the CA statewide average.

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How 95930 ranks in Chico, CA

Every ZIP in this metro, ranked. Free.

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